Write a review

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65251 reviews)

View other Zopa products

4.94

Based on 65,251 reviews, last reviewed 13th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

80% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good company . Globalinvestigation.com is a trusted recovery company specializing in reclaiming stolen funds from scammers. Their dedicated team provides unwavering... Read more Reviewed on: 13th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (65251)

Great help

Zopa helped me at the difficult time at very reasonable price. I would recommend it to the people who can not afford something very important straight away. If you need things done, this is the best company. They are quick and honest. Reviewed on: 30th May 2017

Fair and quick

I thought it was fair , quick and easy to manage, i have recomended to my friends and family. Reviewed on: 30th May 2017

The best I could find...

I shopped around a fair bit and ended up with Zopa. There better rates apparently on offer elsewhere but, upon application, all the rates moved upwards. Didn't happen to that extent with Zopa and they were easy to deal with. Would recommend. Reviewed on: 30th May 2017

Amazing and quick

I apply in 5 minutes and in other 5 minutes I got a positive response!!!! And within 24 hours I got the money into my bank account! Easy peasy Reviewed on: 30th May 2017

Great and easy

So easy process and greater than I expected Reviewed on: 30th May 2017

Easy site to navigate

Great site and company . Would recommend zopla to friends and family Reviewed on: 30th May 2017

Easy, honest, fast

I couldn't quite believe how Quick and easy using Zopa was! Definitely would recommend!! Reviewed on: 30th May 2017

Easy and fair company to use.

I was so impressed with how easy it was to apply for the loan and also how much I will be paying back compared to other companies. Excellent, would definitely use them again Reviewed on: 30th May 2017

efficient

the cheapest loan company i found much cheaper of the big banks,Easy to contact and very friendly. Reviewed on: 30th May 2017

So smooth I had no idea who I had actually applied with

First time customer, trying to get a Santander loan off my back with lower repayments over less time. Did a website comparison but forgot who was top value but remembered a peer to peer. Searched Peer to Peer and applied with Zopa. Very low interest and no questions. I didn't expect any questions as I am not a risk, just annoys sometimes when you are are applying for thinks they don't just look at your credit rating, I am sure they are looking for a chink to sell you something else. Reviewed on: 30th May 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal loan
from Tesco Bank 3.21 from 77 reviews
Personal loan
from Burnley Savings and Loans 5.00 from 1 reviews
Personal Loan
from CU Loans 4.75 from 2 reviews

Want to see more from Zopa?

Current account
from Zopa 5.00 from 2 reviews
Cash ISA
from Zopa 4.94 from 1262 reviews
Smart Saver
from Zopa 4.94 from 7181 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub