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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65251 reviews)

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4.94

Based on 65,251 reviews, last reviewed 10th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

80% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent Lost funds to a broker or blocked from making withdrawals? BSB Forensic.com helps victims recover what’s rightfully theirs quickly and effectively. Re... Read more Reviewed on: 10th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65251)

easy and stress free

Zopa was an easy process and there was no stress attached to applying or repaying the loans and the customer service was excellent Reviewed on: 30th May 2017

Quick service great rates

Great service Great rates Great quick answer Reviewed on: 30th May 2017

Fast and Efficient

From setting up to making repayments ... this loan is easy to manage and provides a good lending rate Reviewed on: 30th May 2017

DON'T GO ANYWHERE ELSE - NO ONE BEATS ZOPA

SIMPLE, EASY, FRIENDLY, QUCK DECISION AND TRANSFER OF FUNDS, BEST RATES BY FAR. YOU COULD SEND HOURS SHOPPING AROUND FOR A BETTER DEAL BUT YOU WILL NOT FIND ONE. WHY WOULD YOU WANT TO GO ANYWHERE ELSE? CHOOSE ZOPA. THE BEST LOAN COMPANY OUT THERE. Reviewed on: 30th May 2017

excellent loans company

My loan was approved very quickly and the money was transferred to my bank within a few days. The interest is alot lower than alot of companies. Repayments are made easily by direct debit and the payment date can be adjusted to suit you. Reviewed on: 30th May 2017

Easy to apply for and quick payment.

I've now had 2 loans from Zopa. I find the process of application easy and it is very easy to check up on your balance. It is also very easy to make extra payment online. I will use Zopa in the future. Reviewed on: 30th May 2017

Excellent

Would highly recommend zopa, they helped me out massively with a loan towards my business. Can't thank them enough. Reviewed on: 30th May 2017

Great loan service

Great loan company, fast and efficient on the turnaround for your request. Reviewed on: 30th May 2017

Borrow with ease!

Such a pain free borrowing experience. Simple, transparent and atraight forward. I would definitely recommend! Reviewed on: 30th May 2017

Great rates, fast and simple to set up

I have used Zopa several times and have always got a rate much lower than the nearest competitor. Very easy to set up too Reviewed on: 30th May 2017

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