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Zopa: Smart Saver reviews

4.94
Based on 6,780 reviews, last reviewed 6th Apr 2025
33000% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Best Savings Account Had several Zopa for a few years now. Very competitive interest rates across all products, and excellent App easily categorising multiple accounts. Th... Read more Reviewed on: 6th April 2025
Steve J's avatar
Steve J

Latest lowest rating:

1

Customer service are total time wasters who can bare... Customer service are total time wasters who can barely speak English Reviewed on: 20th November 2024
christine f's avatar
christine f

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (6780)

Review of the Zopa, Smart Saver:

Great interest rates and easy to open accounts.

5
Great interest rates and easy to open accounts. Neat App, simple to use and easy to move money between accounts. Good communication via email etc giving information regarding changes to accounts, conditions or rates. Reviewed on: 28th February 2025

Best Savings Account

5
Had several Zopa for a few years now. Very competitive interest rates across all products, and excellent App easily categorising multiple accounts. The additional feature showing 'Total interest to date' is a smartphone touch. Reviewed on: 6th April 2025

App is easy to use

4
The app is easy to use and the interest rate is good compared with the other banks. Reviewed on: 5th April 2025

I came across this bank by chance, I opened two savi...

5
I came across this bank by chance, I opened two savings account and a current account. I am very satisfied with the service I have received. I think in the current market Zopa represents good value for your money and I would recommend Reviewed on: 5th April 2025

Quick to set up with an added great interest rate

5
Quick to set up with an added great interest rate Reviewed on: 5th April 2025

Zopa's Smart Saver is perfect for me.

5
Zopa's Smart Saver is perfect for me. Simple to use , competitive interest rate and no penalties for ' dipping' into it if it's absolutely necessary. Reviewed on: 5th April 2025

Excellent Savings Account

5
Customer service is great snd interest rates are very favourable too. I love that I can divide savings into different pots. Reviewed on: 4th April 2025

Great bank with great rates and easy to use.

5
Great bank with great rates and easy to use. No hesitation in recommending Zooa! Reviewed on: 4th April 2025

Pretty good

4
App is very user friendly and easy to split savings into multiple pots. Interest rate is not as competitive as it once was. Reviewed on: 4th April 2025

Excellent Regular Saver Account

5
A really fresh banking app with some nice features built in. I am impressed by the products on offer and particularly like the 7.5% regular savings account that you can even move money out of if required and not lose out. Reviewed on: 4th April 2025

Excellent customer service.

5
Excellent customer service. System works very well and is easy to use. Planning to open a Zopa ISA in the new tax year. Reviewed on: 4th April 2025

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