Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

View other Zopa products

4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (8052)

Saving made easy

I use Zopa for transferring excess amounts sitting in my current account within seconds. It enables me to move money without a lot of time effort. Easy to track, easy to check on and I feel no money is sitting there without earning some interest. Reviewed on: 20th February 2023

Great savings products, easy to access and use

Great savings products, easy to access and use Reviewed on: 20th February 2023

Easy savings

Makes saving easy with easy access Reviewed on: 20th February 2023

Great savings account

It’s very easy and secure to use. Much better interest rates offered than my bank savings account. I like having the giving notice accounts as it offers a better return and it’s not instantly accessible. Reviewed on: 20th February 2023

Best savings option

Easy to open, great rate and still can use my cash if required. Reviewed on: 20th February 2023

Easy to set up, use and access, with competitive interest rates

Setting up the account was really quick and easy. The app is very user friendly and easy to use. Interest rates are very competitive. Can only recommend. Reviewed on: 20th February 2023

Great App and interest rates!

Swapped to Zopa for my savings as they were above and beyond anything my bank offered. Great app, nice and easy to use, very happy!! Reviewed on: 20th February 2023

Good bank

Very easy to use. Very glad I came across them Reviewed on: 20th February 2023

Easy to Use and competitive rates

Nicely designed app that make it easy to manage savings while offering competitive rates. Reviewed on: 20th February 2023

Very easy to setup

I managed to get my account setup in minutes and it was very easy. I like the way I can create pots to separate my different savings goals and actually earn interest! Reviewed on: 20th February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Scottish Building Society 4.90 from 3312 reviews
Savings
from Smart Money Cymru Community Bank 4.69 from 50 reviews
Savings
from The Cumberland 5.00 from 18 reviews

Want to see more from Zopa?

Current account
from Zopa 4.94 from 5953 reviews
Cash ISA
from Zopa 4.94 from 1539 reviews
Credit card
from Zopa 4.94 from 43503 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub