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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Best saving account I have!

Since I got this account the interest just keeps going up and I’ve managed to save so much and there’s always good offers and more things to do with a Zopa account. Can’t wait to see what the future brings! Reviewed on: 20th February 2023

Best rates, best user experience

Zopa provide the best rates in the market so is a no brainer to use them. The process to transfer money is so easy too Reviewed on: 20th February 2023

Simplicity

Really easy to use and navigate the app. Reviewed on: 20th February 2023

Savings

Very pleased with the account and the app Reviewed on: 20th February 2023

Great bank

Brilliant interest rate and increased rate for different pots is incredibly helpful! Reviewed on: 20th February 2023

Easy to use saver

Great access with the regular pot and you can boost funds and interest rates by committing to 30/90 days withdrawal. Reviewed on: 20th February 2023

Very impressed

Love how easy it is to move money around. Interest rates great. Reviewed on: 20th February 2023

Easy to use

Easy to use interface the multiple pots makes savings easier to manage. Reviewed on: 20th February 2023

Simple and Easy to Set Up

I found my account really easy and simple to set up, payments are quick and easy to make and I can see exactly how much I have saved away. Being able to separate my savings in to various pots gives me more control over my savings and helps me stay on top of my finances. Reviewed on: 20th February 2023

Really impressed with Zopas smart saver

It’s so easy and quick to use. I can set up as many saving accounts as I like and switch money between them instantly which is amazing and really useful for me Reviewed on: 20th February 2023

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