Smart Money People Logo

Zopa: Smart Saver reviews

4.94
Based on 6,935 reviews, last reviewed 17th Apr 2025
26900% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Zopa smart saver provides great control over savings. The smart saver offers excellent flexibility and ease of access to saving pots from instant access any time , or longer term with higher rates of inte... Read more Reviewed on: 17th April 2025
A House's avatar
A House

Latest lowest rating:

1

Customer service are total time wasters who can bare... Customer service are total time wasters who can barely speak English Reviewed on: 20th November 2024
christine f's avatar
christine f

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (6935)

Review of the Zopa, Smart Saver:

A real savings winner!

5
I love the functionality of the Zopa app, which seems pretty much unmatched on the market currently. Zopa lets you create and personalise different pots of money so you can easily track your different savings goals. I was worried that the rate of interest might not match the best offers out there or the bigger names, but actually since I’ve had the account, Zopa handily sent me notifications alerting me that they had increased the rate, twice! I’m confident that Zopa has the best rate, offers comprehensive protection of my hard earned savings, and gives me a really cleverly designed app. Can’t beat it! Reviewed on: 11th January 2023

Zopa smart saver provides great control over savings.

5
The smart saver offers excellent flexibility and ease of access to saving pots from instant access any time , or longer term with higher rates of interest as well as fixed term ISA and easy access ISA’s options. Reviewed on: 17th April 2025

Very safe very happy

5
My nephew introduced me to Zopa - the best thing at the time and it has been a good safe experience Reviewed on: 17th April 2025

Zopa; refreshingly contemporary.

5
Zopa are a refreshingly contemporary online bank, with a user-friendly app which an old Luddite like me can easily manage. 'Real', relevant and relatable customer service interfacing has been bright and breezy and concise. Reviewed on: 16th April 2025

Very easy to set up and use.

5
Very easy to set up and use. Easy to move money into and out of savings, and great app to manage Reviewed on: 16th April 2025

Excellent savings accounts on an easy to use app.

5
Excellent savings accounts on an easy to use app. Reviewed on: 16th April 2025

High interest rate instant accessible savings account

5
Savings account has the highest rate for an instant accessible savings account I've seen. App is very easy to use and customer service is great to contact and staff I have spoken with are all very helpful knowledgeable and friendly Reviewed on: 16th April 2025

Excellent ease of use.

5
Ease of use. Accessibility. Efficiency. Good interest on products. Savings at a touch. Reviewed on: 16th April 2025

Excellent rates and user friendly app.

5
Excellent rates and user friendly app. Reviewed on: 16th April 2025

Fantastic interest rates are a good incentive to pit...

5
Fantastic interest rates are a good incentive to pit money aside and the ability to “pot” money helps with budgeting. Reviewed on: 16th April 2025

Great experience

5
Great experience all round but thus survey is REALLY annoying! I don't like being dictated to about how long my review should be!!!! Reviewed on: 16th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products