Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7180 reviews)

View other Zopa products

4.94

Based on 7,180 reviews, last reviewed 17th Nov 2025

100% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great bank and really good customer service and comp... Great bank and really good customer service and competitive rates Reviewed on: 7th September 2025

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (7180)

Great saving Product

This Savings product is very good. You can have numerous pots & can enhance interest for various periods . Very easy to use app Reviewed on: 11th January 2023

Excellent fast-reacting Savings Account

Zopa burst onto our radar thanks to money saving expert back in April 2022. After a very easy application process, Zopa has been very quick to increase its savings rates whenever the base rate is increased. Their tiered products with variable notice terms are a great idea too so you can tailor your savings to your circumstances. Would highly recommend them. Reviewed on: 11th January 2023

Great company

Easy account to set up and great rates Reviewed on: 11th January 2023

Great product

Great rate and easy to use App Reviewed on: 11th January 2023

Zopa is super

Quick easy & flexible saving with industry leading returns Reviewed on: 11th January 2023

Excellent savings account

I’m so pleased with my new account with Zopa. Their rates are excellent and I love the options to create different pots of savings. The options to boost savings is a great way to get a higher rate too. My money had been sitting in a savings account with one of the major high street banks at 0.5% with no sign of a rate increase so I decided to shift it. Wish I had done it ages ago! Reviewed on: 11th January 2023

Superb

What a superb product! Instant set up, great rates with the option to self manage different notice periods to gain access to different interest rates. Clean simple interface in the app, which means I can manage my account with no fuss via my phone’s facial recognition. This is the very model of modern banking. Reviewed on: 11th January 2023

Fabulous

Excellent easy access and easy to use Reviewed on: 11th January 2023

Great rate and easy to use

The app works really well and the rates are right at the top of the table. They also have a multitude of notice accounts which is unique to Zopa. The only frustration currently is the 20 minute delay for payments to be processed but hopefully this is something that can be resolved in the future. Reviewed on: 11th January 2023

Great, reliable, customer focussed

Fantastic service offered, easy to use app Reviewed on: 11th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Bank of China (UK) 5.00 from 2 reviews
Savings
from Melton Building Society 4.69 from 2297 reviews
eSavings
from Lloyds Bank 3.99 from 26 reviews

Want to see more from Zopa?

Current account
from Zopa 5.00 from 2 reviews
Cash ISA
from Zopa 4.95 from 1262 reviews
Personal loan
from Zopa 4.94 from 65249 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub