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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Easy way to save

Need to save some money for my holiday. Its so easy after opening a protected pot and adding to it each week. Great easy to use app with fast log in to check balances. Reviewed on: 20th February 2023

Fast to respond easy to use

Love how the interest rates increase and the option to access better rates as needed along with easy access Reviewed on: 20th February 2023

Zopa is a brilliant app

I really enjoy using Zopa, its very easy to remove money when needed Reviewed on: 20th February 2023

Fantastic way to save money

I have always used the same bank and have been dubious if other companies, particularly those with apps. But opening this Zopa has helped me saved money with the great interest rates, communication abd simplicity. Reviewed on: 20th February 2023

Easy, high interest rate, great saver

Using the app is super easy and transferring money is very quick. All while offering a high interest rate Reviewed on: 20th February 2023

Simple and easy

Great interest rates that were competitive with the market. I also found the app very intuitive to use. Would recommend. Reviewed on: 20th February 2023

High interest, easy to use

Easy access with actually competitive interest rates. Reviewed on: 20th February 2023

Easy to use & I earn interest!

I set up my smart saver a year ago to help with saving. I've never been very good at saving but my Smart Saver helps without me having to overly think about it. I have a regular direct debit set up from my current account to top up my smart saver each month. I earn interest regularly and can easily access my money in an emergency. It's easy to use on the app - what more could you want! Reviewed on: 20th February 2023

Great product

The smart saver is great. Money is transferred between pots easily and from other bank accounts to the smart saver easily. You can have multiple bank accounts linked so you can move the money where you need it. When interest rates change Zopa have been quick to update their rates to reflect this. It's so easy to use, I even managed to get my mother-in-law to set up an account and have multiple pots in it! Reviewed on: 20th February 2023

Banking done simply

App is very easy to use- simply laid out, transfers occur quickly and notifications for credits and debits on acc Reviewed on: 20th February 2023

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