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Zopa: Smart Saver reviews

View other Zopa products
4.94
Based on 7,180 reviews, last reviewed 17th Nov 2025
100% decrease in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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Latest highest rating:

5

Great bank and really good customer service and comp... Great bank and really good customer service and competitive rates Reviewed on: 7th September 2025
B Fox's avatar
B Fox

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice
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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7180)

Very good savings account

5
Its very easy and efficient to save money with the app. Reviewed on: 11th January 2023
Carol Tan's avatar
Carol Tan

Best interest!

5
So quick to change interest rates - even upped them once before an official govt announcement! Reviewed on: 11th January 2023
Chris Gunning's avatar
Chris Gunning

Amazing service

5
Very easy to use app with market leading interest rates - putting the big boys to shame! Reviewed on: 11th January 2023
Frederick Offord's avatar
Frederick Offord

Great rates and so simple

5
You meet my account up in minutes and it was all so easy. Would highly recommend Reviewed on: 11th January 2023
Steven Williams's avatar
Steven Williams

Easy saving!

5
So easy to set up a Zopa account, and even easier to use the app. The offer A very good range of options and rates depending on how you want to save. Reviewed on: 11th January 2023
Karen Sussex's avatar
Karen Sussex

Amazing boost options and great interest rate

5
So far so good. Helping me make the most of my savings Reviewed on: 11th January 2023
Coral Marriott's avatar
Coral Marriott

Zofar, Zogood

5
I'm saving up for a trip of a lifetime and saving with Zopa makes it a little easier. Compared to my bank interés rates, saving with Zopa is bringing the dream a little closer and a little quicker. Would definitely recommend Zopa Smart saver. Reviewed on: 11th January 2023
pafitzy@gmail.com's avatar
[email protected]

Zopa best rate idear going!

5
Love this account due to the different rates offered for locking away with various time allocations. :) thumbs up ! Reviewed on: 11th January 2023
jaysonlb2002@hotmail.com's avatar
[email protected]

Excellent

4
Easy too use app. Payments are processed at speed. Very good interest rates Reviewed on: 11th January 2023
Neil Canham's avatar
Neil Canham

Excellent

5
Really easy to set up with great interest Reviewed on: 11th January 2023
richard's avatar
richard

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