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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Quick, simple and great customer rates.

Easy to open account with Zopa. Communication is excellent and updates on security and rate changes are made regularly. Online app is excellent and easy to use. Reviewed on: 20th February 2023

Easy and helpful

Very pleased with the simple and handy useful account Reviewed on: 20th February 2023

Simple, pain free savings account

Very user friendly, quick and safe. Attractive interface and great rates. Reviewed on: 20th February 2023

Great bank

Easy access and good rates. Would highly reccomend Reviewed on: 20th February 2023

Plain and simple in the best way

Really love with Zopa how you can separate into different pots but keep it all within one place. The boosted idea is great too, helps me be a bit smarter with saving some money! Reviewed on: 20th February 2023

Very easy saving system

Very easy to open account and they update/increase rates very quickly after changes from BoE Reviewed on: 20th February 2023

Simple and quick saving

As someone who struggles to save money, being able to easily pay in as much or as little I can each month, and see my savings grow over time, has been amazing. Reviewed on: 20th February 2023

Flexible account very easy app

IVe used Zopa before and they are very easy to deal with. The app is very clear avd the products offer flexible approach to your saving. I feel in control of my money. The rates are very competitive. All in all a very happy customer! Reviewed on: 20th February 2023

So easy and great rates!

Really impressed with how easy to set up and withdraw from the account! Reviewed on: 20th February 2023

Easy to use and manage

Great account, easy to use and manage, all on an app, no messing about! Reviewed on: 20th February 2023

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