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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

excellent service

Easy to use and good interest rates Reviewed on: 20th February 2023

Quick easy and intuitive

I’ve loved using Zopa for my savings pots. Reviewed on: 20th February 2023

Easy to use

I'm very impressed with Zopa. I'm a new customer however needed a safe space to build some savings. The ease of use with the account makes me want to keep using it, and I've opened another account with them as I was so impressed. Reviewed on: 20th February 2023

Great easy to use app

great rates and easy to use app, very intuitive Reviewed on: 20th February 2023

Great rates and service

Very happy with the experience I've had with Zopa and would recommend to others. Reviewed on: 20th February 2023

Brilliant company

I have 3 ongoing products with zipa, including my savings account. The account matches leading market companies and is easily accessible to withdraw and top up by direct banking. Can't fault them Reviewed on: 20th February 2023

Quick & easy

Easy to apply for, transfer money into and manage. Interest rates responsive to changes in base rate. Reviewed on: 20th February 2023

Ease of use

Lovely system that’s very easy to use. Very simple system that can all be done on your phone. Reviewed on: 20th February 2023

great app easy to use

good savings rates combined with easy to use app Reviewed on: 20th February 2023

Great product and service

The account was easy to set up and the app east to use. Rate was competitive on opening and has continued to remain so which is great Reviewed on: 20th February 2023

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