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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Just amazing

I needed somewhere safe and innovative to keep my extra cash and to take them out when needed. Zopa has been nothing but amazing as I have never had any of the regular issues I've had with other saving platforms. Thank you Zopa. Reviewed on: 20th February 2023

Solid Product

Easy to access and useful boosting feature Reviewed on: 20th February 2023

Easy to set up and a great rate

I was really impressed with house easy zopa was to set up and how easy The app is to use. More importantly the rate offered on my savings is far higher than my bank account offered Reviewed on: 20th February 2023

Easy to use

I like to simple layout of the app and how easy it is to transfer money to my smart saver account. It’s easy to see the interest added Reviewed on: 20th February 2023

Easy to use best rate

Great rate and easy to use app. I am looking to stay with Zopa for as long as possible Reviewed on: 20th February 2023

Easy to use and good interest rates

Easy to access with great security and customer service and good interest rate Reviewed on: 20th February 2023

Great product, easy to set up and keep an eye on.

Quick easy and secure with great returns. Would highly recommend over high street banks. Reviewed on: 20th February 2023

Amazing

User friendly, top saving easy access account! Reviewed on: 20th February 2023

A pleasure to use

I was originally drawn to Zopa for the high interest rates, but stayed for the service. The app is so easy to use, you can instantly move money between pots of different notice periods and name each pot for different savings goals. Bank to savings transfers take minutes, and the communication from Zopa is excellent. Reviewed on: 20th February 2023

Makes Saving Easier

It has one of the best interest rates for easy access accounts and I love that I can choose to boost that with as little as 7 days notice. Also monthly interest is brilliant, being able to see money grow rather than having to wait a whole year. Its a great looking app and easy to use. Gave it 4 stars as have only been using it for a couple of months. Reviewed on: 20th February 2023

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