Write a review

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7180 reviews)

View other Zopa products

4.94

Based on 7,180 reviews, last reviewed 17th Jun 2025

30% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Such an easy app, a great way to save money Such an easy app, a great way to save money Reviewed on: 17th June 2025

Latest lowest rating:

1

Customer service are total time wasters who can bare... Customer service are total time wasters who can barely speak English Reviewed on: 20th November 2024

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (7180)

Excellent

The whole process of opening my account was so easy and great instant access savings rate. Reviewed on: 11th January 2023

Easy savings

Once seeing your savings accounts recommended by The Sunday Times I have been pleased with the ease of setting up the account and the interest paid. Reviewed on: 11th January 2023

Great rates, great app!

Very simple to use the app, and market-leading interest rates Reviewed on: 11th January 2023

Very easy to set up on the app and great interest rates too

The app is not daunting to use. The different savings rates are consistently the best on the market. Definitely recommend ZOPA. Reviewed on: 11th January 2023

Great savings account with 1% cashback on daily spend

Great savings account with 1% cashback on daily spend. Reviewed on: 11th January 2023

Easy market leading savings account

Zopa savings account is easy to use and keeps ahead of other savings accounts with a high interest rate. Reviewed on: 11th January 2023

East and clear savings with great rate

Really easy, straightforward and clear way to save. The App is all you need. Reviewed on: 11th January 2023

Excellent and responsive savings product

Opening and using this product has been easy and trouble free. I also like the freedom and utility of the ‘pot’ system so you can control access differently to proportions of your savings. Reviewed on: 11th January 2023

Best ever banking app.

So easy to use and deposit or take out money. Kept well informed on all deposits and withdrawals. Best easy access savings account with highest interest rate. Highly recommended. Reviewed on: 11th January 2023

Great interest rates and easy to use

Set up an account to save with Zopa after researching online. It’s really easy to set up online and you can start using straight away! Easy to use and always great interest rates which they adjust as interest increases. Reviewed on: 11th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Croydon Plus Credit Union 4.97 from 103 reviews
Personal Savings
from Hampshire Trust Bank 4.24 from 10 reviews
Savings
from Great Western Credit Union 4.65 from 248 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.94 from 1261 reviews
Personal loan
from Zopa 4.94 from 65247 reviews
Fixed term savings account
from Zopa 4.93 from 1784 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub