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Zopa: Smart Saver reviews

4.94
Based on 6,935 reviews, last reviewed 17th Apr 2025
26900% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
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Latest highest rating:

5

Zopa smart saver provides great control over savings. The smart saver offers excellent flexibility and ease of access to saving pots from instant access any time , or longer term with higher rates of inte... Read more Reviewed on: 17th April 2025
A House's avatar
A House

Latest lowest rating:

1

Customer service are total time wasters who can bare... Customer service are total time wasters who can barely speak English Reviewed on: 20th November 2024
christine f's avatar
christine f

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (6935)

Review of the Zopa, Smart Saver:

A real savings winner!

5
I love the functionality of the Zopa app, which seems pretty much unmatched on the market currently. Zopa lets you create and personalise different pots of money so you can easily track your different savings goals. I was worried that the rate of interest might not match the best offers out there or the bigger names, but actually since I’ve had the account, Zopa handily sent me notifications alerting me that they had increased the rate, twice! I’m confident that Zopa has the best rate, offers comprehensive protection of my hard earned savings, and gives me a really cleverly designed app. Can’t beat it! Reviewed on: 11th January 2023

Competitive rates and a great app

5
Competitive rates (which is amazing in the current climate). The app makes saving so easy it becomes automatic - great for building good habits Reviewed on: 16th April 2025

Easy to use and competitive

5
Competitive rates of interest and easy to use APP. Would recommend to all. Reviewed on: 16th April 2025

Wouldn’t bank with anyone else

5
Fantastic savings rates, excellent customer service Reviewed on: 16th April 2025

Good rates

5
Good interest rates and easy to use saving pots Reviewed on: 16th April 2025

No problems at all every thing is simple with zopa,...

5
No problems at all every thing is simple with zopa, from credit card, to saving account, to current account, app easy, online easy, top marks. Reviewed on: 16th April 2025

Overall, this bank is exceptional.

5
Overall, this bank is exceptional. I have a current account, credit card, and savings account with remarkably competitive interest rates, reaching up to 7%. Absolutely Amzing Reviewed on: 16th April 2025

Good customer service good communication easy to get...

5
Good customer service good communication easy to get savings out easy to put money in good savings rate good customer service and support Reviewed on: 16th April 2025

Use ZOPA for all my car and ad hoc bills as get a re...

5
Use ZOPA for all my car and ad hoc bills as get a reasonably decent return. Reviewed on: 16th April 2025

I've got a saver account with Zopa

5
I've got a smart saver account with Zopa and they have been great in keeping me up to date with changes and recommendations for alternative accounts that could possibly suit me better. The account I chose was easy to arrange and withdrawals have been easy. Reviewed on: 16th April 2025

Great interest rate %

5
Great interest rate Very good app Reviewed on: 16th April 2025

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