Smart Money People Logo

Zopa: Smart Saver reviews

4.94
Based on 6,732 reviews, last reviewed 24th Mar 2025
30700% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The savings pots have helped me I mainly use Zopa for the savings pots. I like that i can keep my savings in one place but have it separated into its different purposes. E.g. one pot... Read more Reviewed on: 24th March 2025
Stephanie's avatar
Stephanie

Latest lowest rating:

1

Customer service are total time wasters who can bare... Customer service are total time wasters who can barely speak English Reviewed on: 20th November 2024
christine f's avatar
christine f

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (6732)

Review of the Zopa, Smart Saver:

Simpler than a simple thing!

5
So simple to set up and even easier to use - what’s not to like? If only all banks could do this! Reviewed on: 20th March 2025

The savings pots have helped me

5
I mainly use Zopa for the savings pots. I like that i can keep my savings in one place but have it separated into its different purposes. E.g. one pot for saving for a car, on pot for holiday savings etc Reviewed on: 24th March 2025

Best savings rate in the market

5
The title says it all. In savings you are mostly interested for a good return, and Zopa has the best. Reviewed on: 18th March 2025

Excellent customer service

5
Excellent customer service and great saving rates with easy access online. Reviewed on: 11th March 2025

Very easy to monitor my finances

4
Very easy to monitor my finances Reviewed on: 9th March 2025

I first started with Zopa as someone who contributed...

5
I first started with Zopa as someone who contributed to loans. Ended up getting loans too. Now I am a saver and have started looking at their bank. Does everything I need. Reviewed on: 9th March 2025

Great experience

5
Great experience setting up and verifying my account Reviewed on: 8th March 2025

Zopa is zuper in my book

4
Great rates of interest and an easy to use app Reviewed on: 7th March 2025

Great for organising your money

5
I have a smart saver, to organise my savings both short and long term savings. it’s great to have all the different pots to segregate my different requirements. The interest rates are good and moving money between pots , isas and in and out of zoos is easy and quick Reviewed on: 6th March 2025

Zopa is a great addition to your savings future

5
Having been with zopa for a number of years now, I feel the Smart saver stands out for other savings providers where all the information is in one logical and well laid app design. Currently competitive on rates, I would recommend those interested in saving for there future to look at Zopa as a savings partner. Reviewed on: 6th March 2025

I trust Zopa to give me the best interest rates

5
I've been saving with Zopa for years and I trust them to give me the best interest rates that they are able to, savings rates that are not just short term or for new customers but constant. I also love the doing everything via the app, it's so easy to use and makes saving so simple. And the ability to open different savings pots for all the different things I want to save for is great. Reviewed on: 6th March 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products