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Zopa: Smart Saver reviews

4.94
Based on 6,786 reviews, last reviewed 6th Apr 2025
33300% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

I've used zopa twice for loans. I've used zopa twice for loans. Always good value.Now have savings accounts. Excellent interest rate. Reviewed on: 6th April 2025
Shazza Magaluf Budge's avatar
Shazza Magaluf Budge

Latest lowest rating:

1

Customer service are total time wasters who can bare... Customer service are total time wasters who can barely speak English Reviewed on: 20th November 2024
christine f's avatar
christine f

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (6786)

Review of the Zopa, Smart Saver:

Great rates and flexible saving accounts

5
Great interest rates, which increase automatically in reaction to market changes. The Smart Saver allows me to choose “pots” with a higher interest rate for longer notice. Even highest rate is not too long a notice that you can’t manage. You can, as we do have most in the longer notice, highest rate with enough in the instant access slightly lower rate. Easy to access via the on line app. Great products Reviewed on: 11th January 2023

I've used zopa twice for loans.

5
I've used zopa twice for loans. Always good value.Now have savings accounts. Excellent interest rate. Reviewed on: 6th April 2025

Great service, easy to use, definitely recommend.

5
I opened my smart savings account in 2022 and have had no issues with the service. It was easy to set up and I easily set up an automatic payment straight from my bank account into my savings account each month. I would definitely recommend this brand to my family and friends. Reviewed on: 6th April 2025

5* star service and company

5
I have been with Zopa for years and wouldn' ever think of changing because their service is 5*. Have loads of family and friends who have joined me with Zopa because of my recommendations Reviewed on: 6th April 2025

Great products, great service.

5
Great products, great service. Variety of accounts which are very useful Reviewed on: 6th April 2025

User-friendly on-line app.

5
User-friendly on-line app.Pretty much instantaneous transfer times.Super competitive interest rates.What's not to love ?! Reviewed on: 6th April 2025

Zopa are brilliant

5
Always top of the market savings rate, they look after their existing customers and the mobile app is fantastic Reviewed on: 6th April 2025

Best Savings Account

5
Had several Zopa for a few years now. Very competitive interest rates across all products, and excellent App easily categorising multiple accounts. The additional feature showing 'Total interest to date' is a smartphone touch. Reviewed on: 6th April 2025

App is easy to use

4
The app is easy to use and the interest rate is good compared with the other banks. Reviewed on: 5th April 2025

I came across this bank by chance, I opened two savi...

5
I came across this bank by chance, I opened two savings account and a current account. I am very satisfied with the service I have received. I think in the current market Zopa represents good value for your money and I would recommend Reviewed on: 5th April 2025

Quick to set up with an added great interest rate

5
Quick to set up with an added great interest rate Reviewed on: 5th April 2025

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