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Zopa: Smart Saver reviews

4.94
Based on 7,098 reviews, last reviewed 24th Apr 2025
39% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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Latest highest rating:

5

Easy saving options Zopa had an offer of 7.5 percent interest for a year paying in £300 a month. A great wee deal that has encouraged saving. Other pots are available wit... Read more Reviewed on: 24th April 2025
Del M's avatar
Del M

Latest lowest rating:

1

Customer service are total time wasters who can bare... Customer service are total time wasters who can barely speak English Reviewed on: 20th November 2024
christine f's avatar
christine f

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (7098)

Review of the Zopa, Smart Saver:

Great, easy to use account & good interest rates

5
Easy to access the account using the App & simple to navigate around the App. It also shows other products that you might be interested in. When the Bank of England base rate was increased it was long before Zopa increased their savings rate. Reviewed on: 8th January 2024

Easy saving options

5
Zopa had an offer of 7.5 percent interest for a year paying in £300 a month. A great wee deal that has encouraged saving. Other pots are available with 4 percent interest, but I'm glad I jumped on with the boosted pot. Reviewed on: 24th April 2025

Plain, simple, with great competitive rates

5
Plain, simple and excellent choices, with great competitive rates Reviewed on: 23rd April 2025

App easy to use and good interest rates

5
App easy to use and good interest rates Reviewed on: 23rd April 2025

Zopa have a a lot of options like a saving account s...

5
Zopa have a a lot of options like a saving account smart money save Reviewed on: 23rd April 2025

Easy access, fantastic interest rate.

5
Flexible, great interest rate, rapid deposits and withdrawals. Reviewed on: 23rd April 2025

Great rates, easy to use.

5
Great rates, easy to use. Direct debits great refund rate Reviewed on: 23rd April 2025

Good interest on saving accounts

5
Good interest on saving accounts Reviewed on: 23rd April 2025

Zopa is the bank for me !!

5
I opened a Zopa savings account a little while ago now. I have since opened others. The rates of interest were around 5% or more. The rates now are still quite competitive so that’s why I’m sticking with them at the moment. The App is better than most other banks with many options and pots etc. Paying in and out is easy too. Happy with Zopa. Reviewed on: 23rd April 2025

It's easy to use and has a high interest rate

5
It's easy to use and has a high interest rate Reviewed on: 23rd April 2025

Saving account

5
Found really easy to open account and love being able see my linked accounts as well. Very good interest rates Reviewed on: 23rd April 2025

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