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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7180 reviews)

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4.94

Based on 7,180 reviews, last reviewed 17th Nov 2025

100% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great bank and really good customer service and comp... Great bank and really good customer service and competitive rates Reviewed on: 7th September 2025

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7180)

Exceeded expectations

Great idea, easy to open, easy to add to, easy to use if not IT literate. Great interest rates compared to others. Highly recommend Reviewed on: 11th January 2023

Savings

Easy to set up! Allows for separate savings pots which is great for saving for certain things. Higher rates the longer you 'lock'your money into an account. Reviewed on: 11th January 2023

Great interest rate, user-friendly app

Interest rates are great and the app is super easy to use. Reviewed on: 11th January 2023

Quick easy savings

Getting an account was quick and easy. They have great interest rates and a top notch app making managing savings easy. Short term fixes to boost interest rates is great. Reviewed on: 11th January 2023

Great App and rates

App very easy to use and manage my money. Very competitive savings rates. Reviewed on: 11th January 2023

Saving made easy

Easy platform To use with competitive rates Reviewed on: 11th January 2023

Best savings

Easy to open and quick to transfer along with market leading interest rate Reviewed on: 11th January 2023

Zopa smart saver

Flexible savings account with a good interest rate. Great idea with the tiered interest rates for your different savings pots Reviewed on: 11th January 2023

Savings accounts that have the best interest

I keep coming back to Zopa to get the best interest rates and an easy to use service. Reviewed on: 11th January 2023

Efficient fast

Market leading amazing app, efficient , great interest rates Reviewed on: 11th January 2023

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