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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Great account

Very easy to set-up the account & everything can be done on the app. The saving pots at different interest rates is also a handy feature Reviewed on: 20th February 2023

Great Flexible Saving App

We use Zopa for savings. The app is great. Easy to setup and great to split out savings for different things. Much better than your standard high street bank. Reviewed on: 20th February 2023

Great Service

Really easy/seamless process to set up my easy access savings account, and easy to send money to other accounts too. Reviewed on: 20th February 2023

Good return, easy to use savings account

Recommended by my husband. Easy to set up and extra interest with the boosted pot. Reviewed on: 20th February 2023

Great savings account

Great savings account, really competitive rates and easy to use. Highly recommend. Reviewed on: 20th February 2023

Zopa Smart Saver

Thank you Zopa. The app set-up and funds transfer was easy and quick. My spare cash is now giving interest. I do like the range of saving options available to increase the return in accordance with different noticed periods. Reviewed on: 20th February 2023

Easy to use with competitive rates

The account is easy to use and the rates are very competitive Reviewed on: 20th February 2023

Simple to set up

The saving screen is simple to understand, set up and is great to check how your savings are going and with the choice of accounts from 7 to 95 days notice accounting temptation to withdraw removed and also act as the rained day account Reviewed on: 20th February 2023

Super easy. Great bank

Love the ease of application and different pots. Especially as you can choose different interest rates for different pots. This is especially fab. Only annoyance is that money takes a short period to land in the account when you send it. Reviewed on: 20th February 2023

Super simple saving

One of the easiest banking apps to use and saving pots really easy to setup. Reviewed on: 20th February 2023

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