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Zopa: Smart Saver reviews

4.94
Based on 7,181 reviews, last reviewed 7th Sep 2025
98% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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Latest highest rating:

5

Great bank and really good customer service and comp... Great bank and really good customer service and competitive rates Reviewed on: 7th September 2025
B Fox's avatar
B Fox

Latest lowest rating:

1

Customer service are total time wasters who can bare... Customer service are total time wasters who can barely speak English Reviewed on: 20th November 2024
christine f's avatar
christine f

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7181)

Easy to use

4
Very easy to use and to open and transfer. Highly secure as well with good interest rates Reviewed on: 11th January 2023

Exceeded expectations

5
Great idea, easy to open, easy to add to, easy to use if not IT literate. Great interest rates compared to others. Highly recommend Reviewed on: 11th January 2023

Savings

5
Easy to set up! Allows for separate savings pots which is great for saving for certain things. Higher rates the longer you 'lock'your money into an account. Reviewed on: 11th January 2023

Great interest rate, user-friendly app

5
Interest rates are great and the app is super easy to use. Reviewed on: 11th January 2023

Quick easy savings

5
Getting an account was quick and easy. They have great interest rates and a top notch app making managing savings easy. Short term fixes to boost interest rates is great. Reviewed on: 11th January 2023

Great App and rates

5
App very easy to use and manage my money. Very competitive savings rates. Reviewed on: 11th January 2023

Saving made easy

5
Easy platform To use with competitive rates Reviewed on: 11th January 2023

Best savings

5
Easy to open and quick to transfer along with market leading interest rate Reviewed on: 11th January 2023

Zopa smart saver

5
Flexible savings account with a good interest rate. Great idea with the tiered interest rates for your different savings pots Reviewed on: 11th January 2023

Savings accounts that have the best interest

5
I keep coming back to Zopa to get the best interest rates and an easy to use service. Reviewed on: 11th January 2023

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