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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

very secure savings

does what it says on the tin I wanted a savings account and guess what? it’s a savings account Reviewed on: 28th January 2023

Best interest rates

Zopa constantly stand out for the highest interest rates on their instant access app only accounts - unlimited withdrawals and added extra of Boost pots - plus no technical issues ever Reviewed on: 27th January 2023

Excellent

Found it very easy to transfer money your able to get a savings account and just easy to use and see everything you have Reviewed on: 27th January 2023

Amazing

Great interest rates, great app and great service! Reviewed on: 26th January 2023

Amazing flexibility

Great to put away saving for different periods of time. App is really user friendly, easy to move money into pots and simple process to give notice to withdraw. Reviewed on: 26th January 2023

Recommend

Zopa is really easy to use and I love the way they offer Access pots to allow increased AER. I will soon be used their fixed term offers as well. Interest is awardede monthly and it's nice to see my pots growing! Reviewed on: 26th January 2023

Superb

The best online banking services. Highly recommended Reviewed on: 25th January 2023

Breath of fresh air in banking

I'm over the moon with my smart saver Reviewed on: 25th January 2023

Savings

Super outfit Delivers on time No problems Reviewed on: 24th January 2023

Easy to save

There were teething problems, and Zopa's app doesn't work when opening your account if you're using a VPN. But once you're set up your VPN will work fine, and it's really easy yo save money with direct vank transfers Reviewed on: 24th January 2023

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