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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7180 reviews)

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4.94

Based on 7,180 reviews, last reviewed 17th Jun 2025

30% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Such an easy app, a great way to save money Such an easy app, a great way to save money Reviewed on: 17th June 2025

Latest lowest rating:

1

Customer service are total time wasters who can bare... Customer service are total time wasters who can barely speak English Reviewed on: 20th November 2024

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7180)

Great interest rate and app

Best interest rates around Good for savers like me I like the pots to keep track of money Easy app to use Reviewed on: 11th January 2023

Easy peasy

The app works well, the transfers go through quickly and the communications sent are straight-forward and not full of jargon or waffle. Highly recommended. Reviewed on: 11th January 2023

Excellent rates and easy to use

Zopa automatically adjust their rates, even for accounts where withdrawal notice is being given. Their range is options for instant access and notice accounts gives the option to split your savings easily to suit many needs. The top up and withdrawal times are very fast, usually within 20 minutes. Reviewed on: 11th January 2023

Amazing

Really easy to setup and use, great service. Reviewed on: 11th January 2023

Savings made simple

Easy to set up, easy to move money from and back to my linked bank account. No minimum savings, no penalties for withdrawals and the best easy access interest rates to be found on the market. Reviewed on: 11th January 2023

5 star

Been using a month - no complaints! Easy to use Reviewed on: 11th January 2023

Simple and effective savings

My experience of Zopa for savings has been excellent. The concept of savings pots - with boosted rates if 'locking in' on their 7, 31 or 95 days notice offerings - is simple to understand and encourages financial planning. The rates are very competitive, deposits and withdrawals are efficient, and the app is well-designed. Reviewed on: 11th January 2023

Highest interest rate available

So far the app is very user friendly. Very quick transfers. The different pot options is very helpful to have all in one place. And the interest rate is the highest of all available products. Reviewed on: 11th January 2023

Definitely worth a look!

Easy to set-up/maintain good communication/good rates of interest Reviewed on: 11th January 2023

Easy to use

Very easy to use and to open and transfer. Highly secure as well with good interest rates Reviewed on: 11th January 2023

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