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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Easy to use

I like to simple layout of the app and how easy it is to transfer money to my smart saver account. It’s easy to see the interest added Reviewed on: 20th February 2023

Easy to use best rate

Great rate and easy to use app. I am looking to stay with Zopa for as long as possible Reviewed on: 20th February 2023

Easy to use and good interest rates

Easy to access with great security and customer service and good interest rate Reviewed on: 20th February 2023

Great product, easy to set up and keep an eye on.

Quick easy and secure with great returns. Would highly recommend over high street banks. Reviewed on: 20th February 2023

Amazing

User friendly, top saving easy access account! Reviewed on: 20th February 2023

A pleasure to use

I was originally drawn to Zopa for the high interest rates, but stayed for the service. The app is so easy to use, you can instantly move money between pots of different notice periods and name each pot for different savings goals. Bank to savings transfers take minutes, and the communication from Zopa is excellent. Reviewed on: 20th February 2023

Makes Saving Easier

It has one of the best interest rates for easy access accounts and I love that I can choose to boost that with as little as 7 days notice. Also monthly interest is brilliant, being able to see money grow rather than having to wait a whole year. Its a great looking app and easy to use. Gave it 4 stars as have only been using it for a couple of months. Reviewed on: 20th February 2023

Makes saving rewarding & easy!

Zopa is easy to use and allows you to see your savings all in one space, which is very rewarding. The option to “boost” certain pots allows you to get the most out of your savings, without having to lock everything away at once. Reviewed on: 20th February 2023

Soooo easy to move money

Really love the app and that you can easily rename your various savings accounts (with emojis!) Also that there are so many options for locking away money for higher interest rates. Excellent user interface and everything is very simply explained. Reviewed on: 20th February 2023

Great savings idears

I downloaded the app and filled out a few questions and my account was open, I've also opened accounts to save for holidays later in the year with a slightly high interest rate. Great app very happy and have already recommended to friends and family.. Reviewed on: 20th February 2023

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