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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7180 reviews)

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4.94

Based on 7,180 reviews, last reviewed 17th Jun 2025

30% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Such an easy app, a great way to save money Such an easy app, a great way to save money Reviewed on: 17th June 2025

Latest lowest rating:

1

Customer service are total time wasters who can bare... Customer service are total time wasters who can barely speak English Reviewed on: 20th November 2024

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7180)

Brilliant Service

Just the right savings account that I've been looking for. Easy to use, simple to set up and great service. Reviewed on: 11th January 2023

Excellent interest rates

Good interest rates and ease of using app Reviewed on: 11th January 2023

Fab u lous !

Great interest rates and communication for the new investor Reviewed on: 11th January 2023

Great Rate

So easy to set up account Easy to manage through the app on iPhone Safe and secure I like you can request funds from the linked account Reviewed on: 11th January 2023

Easy to use and very well presented

I have used Zopa for a smart saver with different savings pots inside and it’s been so simple Reviewed on: 11th January 2023

Great Bank & Great App

This is a great bank, with a great app. I like the pop ups telling you when funds arrive and lots of account options depending on access requirements. They also offer the best rates. Reviewed on: 11th January 2023

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Easy to set up, easy to use, pays a good return!!

I deposited a fairly decent size of cash and tied it in for just over three months to gain the best return. All very easy, much easier than the more traditional options. Reviewed on: 11th January 2023

Zopa is Fantastic

Have been using Zopa over the last few months. So far it has been fantastic. Very easy to set up. The app is fantastic with a great user experience. Very easy to transfer money in and keep record of savings. The best bit is Zopa is quick to increase their rates with increases in the BOE rises. Overall very happy with Zopa and would definitely recommend to friends and family Reviewed on: 11th January 2023

So easy and quick to use

Moved our money in to the Smart Saver to get a better interest rate, but was extremely pleased at how easy the Zopa was to use, and how quickly I could move money about. Reviewed on: 11th January 2023

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