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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Easy savings

The app is very well developed, with simplicity in mind. Reviewed on: 20th February 2023

Tiered savings is a level up!

Excellent idea to tier your savings and lock certain amounts away for differing time periods whilst still having control. Reviewed on: 20th February 2023

Easy to use and accessable

V easy to set up and use. Would recommend to all my friends and family. Reviewed on: 20th February 2023

Easy to use

Gets the job done, easy to setup multiple pots and boosts, good rates. Reviewed on: 20th February 2023

Great

Very easy to use and good interest Reviewed on: 20th February 2023

Top notch

Did everything it said it would and more Reviewed on: 20th February 2023

Very good

Very good and the app is very good and the stuff are very nice Reviewed on: 15th February 2023

Change for the better

Moved my savings from Lloyds and never looked back, app is so easy to use and best of all I'm actually earning interest each month! Reviewed on: 13th February 2023

Clear, concise banking.

Love saving with this bank. The 31 day 'savings pot' pays a top rate in interest and gives you the opportunity of not locking away cash for lengthy periods. Reviewed on: 13th February 2023

Easy app to use & manage

An easy app to use and understand for your different cash pots Reviewed on: 10th February 2023

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