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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7180 reviews)

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4.94

Based on 7,180 reviews, last reviewed 17th Nov 2025

100% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great bank and really good customer service and comp... Great bank and really good customer service and competitive rates Reviewed on: 7th September 2025

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7180)

Brilliant

Absolutely fantastic account I can only put by a very small amount each month due to cost of living but to know its with Zopa and safe and secure is amazing and if I should need it I can easily access it Reviewed on: 11th January 2023

Great app and saving interest

Easy to use app and well laid out. Reviewed on: 11th January 2023

Good rates and app

Very good interest rates and easy to use app Reviewed on: 11th January 2023

Easy yet flexible

Rates are good and the flexibility is perfect. App is easy to use and clear too. Reviewed on: 11th January 2023

Smart saver

Good interest rates and a seamless, user-friendly app to boost savings. Reviewed on: 11th January 2023

Always number 1

Best interest rates around and always staying ahead of the game Reviewed on: 11th January 2023

Save as you go

It so flexible and allows you to plan what part of your savings you need and when, and they rates are good too Reviewed on: 11th January 2023

good interest rates

great interest rates and very easy to move and withdraw money Reviewed on: 11th January 2023

Zopa

Brilliant interest rates. Love the option to open and boost pots. Quick transfer transactions. Very simple and straightforward to use App. Reviewed on: 11th January 2023

Easy way to save

I have a savings account with zopa I like that you can move money into different pots for different savings goals I keep some money in a access anytime pot and move some to a pot you have to give notice for the longer you have to give notice for the higher the interest you get I just have a standing order set up monthly its great Reviewed on: 11th January 2023

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