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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Great easy to use app

great rates and easy to use app, very intuitive Reviewed on: 20th February 2023

Great rates and service

Very happy with the experience I've had with Zopa and would recommend to others. Reviewed on: 20th February 2023

Brilliant company

I have 3 ongoing products with zipa, including my savings account. The account matches leading market companies and is easily accessible to withdraw and top up by direct banking. Can't fault them Reviewed on: 20th February 2023

Quick & easy

Easy to apply for, transfer money into and manage. Interest rates responsive to changes in base rate. Reviewed on: 20th February 2023

Ease of use

Lovely system that’s very easy to use. Very simple system that can all be done on your phone. Reviewed on: 20th February 2023

great app easy to use

good savings rates combined with easy to use app Reviewed on: 20th February 2023

Great product and service

The account was easy to set up and the app east to use. Rate was competitive on opening and has continued to remain so which is great Reviewed on: 20th February 2023

Just amazing

I needed somewhere safe and innovative to keep my extra cash and to take them out when needed. Zopa has been nothing but amazing as I have never had any of the regular issues I've had with other saving platforms. Thank you Zopa. Reviewed on: 20th February 2023

Solid Product

Easy to access and useful boosting feature Reviewed on: 20th February 2023

Easy to set up and a great rate

I was really impressed with house easy zopa was to set up and how easy The app is to use. More importantly the rate offered on my savings is far higher than my bank account offered Reviewed on: 20th February 2023

Review Zopa: Smart Saver now

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Zopa: Smart Saver reviews

89% decrease in 5 star reviews

No new 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review Zopa: Smart Saver now

Zopa Smart Saver reviews (8149)

Great easy to use app

Great rates and service

Brilliant company

Quick & easy

Ease of use

great app easy to use

Great product and service

Just amazing

Solid Product

Easy to set up and a great rate

Review Zopa: Smart Saver now

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