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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Great bank

Easy access and good rates. Would highly reccomend Reviewed on: 20th February 2023

Plain and simple in the best way

Really love with Zopa how you can separate into different pots but keep it all within one place. The boosted idea is great too, helps me be a bit smarter with saving some money! Reviewed on: 20th February 2023

Very easy saving system

Very easy to open account and they update/increase rates very quickly after changes from BoE Reviewed on: 20th February 2023

Simple and quick saving

As someone who struggles to save money, being able to easily pay in as much or as little I can each month, and see my savings grow over time, has been amazing. Reviewed on: 20th February 2023

Flexible account very easy app

IVe used Zopa before and they are very easy to deal with. The app is very clear avd the products offer flexible approach to your saving. I feel in control of my money. The rates are very competitive. All in all a very happy customer! Reviewed on: 20th February 2023

So easy and great rates!

Really impressed with how easy to set up and withdraw from the account! Reviewed on: 20th February 2023

Easy to use and manage

Great account, easy to use and manage, all on an app, no messing about! Reviewed on: 20th February 2023

excellent service

Easy to use and good interest rates Reviewed on: 20th February 2023

Quick easy and intuitive

I’ve loved using Zopa for my savings pots. Reviewed on: 20th February 2023

Easy to use

I'm very impressed with Zopa. I'm a new customer however needed a safe space to build some savings. The ease of use with the account makes me want to keep using it, and I've opened another account with them as I was so impressed. Reviewed on: 20th February 2023

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