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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7181 reviews)

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4.94

Based on 7,181 reviews, last reviewed 7th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great bank and really good customer service and comp... Great bank and really good customer service and competitive rates Reviewed on: 7th September 2025

Latest lowest rating:

1

Customer service are total time wasters who can bare... Customer service are total time wasters who can barely speak English Reviewed on: 20th November 2024

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7181)

Best on the market

Title say is it all. Great app and great rates. Reviewed on: 11th January 2023

Professional service

If you could design an online bank you would be wasting your time as Zopa got there first with a professional, easy to use app and backup Reviewed on: 11th January 2023

Excellent bank

Such a great bank to save with. The app is excellent and very easy to navigate. It's the easiest account I've had to add and withdraw money. Reviewed on: 11th January 2023

Easy to use account

Great mobile app and very competitive interest rates Reviewed on: 11th January 2023

Excellent service

I've used Zopa for over a year now. Excellent service Reviewed on: 11th January 2023

Excellent

Simple to use and flexibility on different accounts and different interest rates. Reviewed on: 11th January 2023

Flexible savings

I did some Googling and found that Zopa offers the most flexible savings for my circumstances. The app is ultra-modern, clearly laid out and intuitive. The different savings tiers even provide more interest, depending on your preferred commitment, and an updated statement is immediately available to download. Transparent savings are exactly what I was looking for. Reviewed on: 11th January 2023

Great service

Great app, service and interest rates! Reviewed on: 11th January 2023

Easy Savings

Very easy to move money in/out of Zopa. Having the choice of longer term savings, not locked in for one or more years like other banks, money can be easily accessed. Reviewed on: 11th January 2023

Easy, quick, professional.

From loading the app and applying for the account the entire process was simple and straightforward. The interest rates are very competitive and the ability to lock various funds into separate pots with distinct notice periods is intelligently done. Reviewed on: 11th January 2023

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