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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Simple and efficient savings platform

So easy to use with competitive interest rates and a great app Reviewed on: 20th February 2023

Super Easy to use

Zopa was really easy to set up and it's easy to use and to move savings around. They also offer competitive interest rates. I'd recommend Zopa to anyone. Reviewed on: 20th February 2023

Simple, easy to access great interest rate

Been very easy to set up and use Reviewed on: 20th February 2023

Exceptional ease of use and rate

Really impressed with zopa’s savings account. Such an east product. Reviewed on: 20th February 2023

Easy as Pie

Downloaded the App and started saving- Simple! Reviewed on: 20th February 2023

Great savings account

Zopa makes it easy to open and close notice-savings pots and has a prompt notification system for deposits and withdrawals. Reviewed on: 20th February 2023

Very easy to open and use

It was so quick and easy to open an account and start saving. And the ways to save are easy to understand using the app. Reviewed on: 20th February 2023

Convenient

Easy to use app transfers are fast Reviewed on: 20th February 2023

Zopa

Great service easy to use would recommend Reviewed on: 20th February 2023

Easy Access Account with Great Features

I’m so glad I moved to Zopa from a fixed term savings account. The interest rate is better and I can access or move my money whenever I want. The different saving pots is also a great feature. Highly recommend! Reviewed on: 20th February 2023

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