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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Fantastic way to save money

I have always used the same bank and have been dubious if other companies, particularly those with apps. But opening this Zopa has helped me saved money with the great interest rates, communication abd simplicity. Reviewed on: 20th February 2023

Easy, high interest rate, great saver

Using the app is super easy and transferring money is very quick. All while offering a high interest rate Reviewed on: 20th February 2023

Simple and easy

Great interest rates that were competitive with the market. I also found the app very intuitive to use. Would recommend. Reviewed on: 20th February 2023

High interest, easy to use

Easy access with actually competitive interest rates. Reviewed on: 20th February 2023

Easy to use & I earn interest!

I set up my smart saver a year ago to help with saving. I've never been very good at saving but my Smart Saver helps without me having to overly think about it. I have a regular direct debit set up from my current account to top up my smart saver each month. I earn interest regularly and can easily access my money in an emergency. It's easy to use on the app - what more could you want! Reviewed on: 20th February 2023

Great product

The smart saver is great. Money is transferred between pots easily and from other bank accounts to the smart saver easily. You can have multiple bank accounts linked so you can move the money where you need it. When interest rates change Zopa have been quick to update their rates to reflect this. It's so easy to use, I even managed to get my mother-in-law to set up an account and have multiple pots in it! Reviewed on: 20th February 2023

Banking done simply

App is very easy to use- simply laid out, transfers occur quickly and notifications for credits and debits on acc Reviewed on: 20th February 2023

Quick, simple and great customer rates.

Easy to open account with Zopa. Communication is excellent and updates on security and rate changes are made regularly. Online app is excellent and easy to use. Reviewed on: 20th February 2023

Easy and helpful

Very pleased with the simple and handy useful account Reviewed on: 20th February 2023

Simple, pain free savings account

Very user friendly, quick and safe. Attractive interface and great rates. Reviewed on: 20th February 2023

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