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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Great account and easy to use!

Setting up took no time at all! Honestly just is really easy to use and user friendly. It’s a great account for everyone from all age ranges. Reviewed on: 20th February 2023

Hassle free savings app with great rates

Opened the app, linked to my account and haven’t looked back since. The rates offered continually follow the general market increases meaning I am happy I am getting a good rate without needing to keep moving my money. Reviewed on: 20th February 2023

Competitive and user friendly

Great offering comparatively and super user friendly once account set up. Reviewed on: 20th February 2023

Simple easy savings with great rates!

I chose to use zopa because they offered a standard out rate compared to other banks at the time. It was just a bonus how easy it was to set the account up and transfer money from other accounts. Reviewed on: 20th February 2023

Fast, simple to use and great interest rates

I am delighted with the App and Smart Savings product. I particularly like the 7 day notice opetion Reviewed on: 20th February 2023

A great way to save and so convenient!

I heard about this through Martin Lewis and the whole process of opening an account was simple and both adding and withdrawing funds is so easy. Reviewed on: 20th February 2023

Easy to use, easy to understand

Very simple app and easy to understand the different offerings. Reviewed on: 20th February 2023

The Best Money Saver

The process of setting up was straightforward and easy to understand. With the automatic payment option I know I am saving every week and I am notified when my money tops up! Reviewed on: 20th February 2023

Top company

Great product and excellent customer service Reviewed on: 20th February 2023

Quick and easy

Easy to get started saving with flexible options helping to boost saving rates. Will be interested to see how they keep up with interest rate changes for the future! Reviewed on: 20th February 2023

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