Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

View other Zopa products

4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (8052)

Great App.

Very easy to use app, competitive interest rates and the option to fix for higher rates. Reviewed on: 20th February 2023

Easy to use

Easy to transfer funds in, and out of the account. Account updates a couple of hours aft the transfer, could be instant to alleviate any anxiety about the transfer process. Reviewed on: 20th February 2023

User-friendly savings account

I really like this account, great ability to split the savings between different purposes quickly. The only criticism is that it doesn't follow Bank of England rate so it's about 0.20 below what I can get elsewhere so will be considering moving at least some of my money. Reviewed on: 20th February 2023

Easy peasy

Account was so easy to set up, gives me a great interest rate and is very flexible in putting money in and taking it out. Reviewed on: 20th February 2023

Great rate and easy to manage

The app is user friendly, along with a great interest rate, helps save money a lot easier. Reviewed on: 20th February 2023

Best savings account

Best saving account with great rates and easy access to your money thanks to a well performing app Reviewed on: 20th February 2023

Great savings account

Get interest rate and very easy to use and set up Reviewed on: 20th February 2023

Zopa Smart Saver

Great interest rates, flexibility and option to boost your pots. What's not to like? Reviewed on: 20th February 2023

Just works

Saving that just works. Put in money get a good interest rate. Done. Reviewed on: 20th February 2023

Best Savings Account Around!

Great interest rate, amazing flexibility to save in to different pots, super easy app to make account. Really heavy with this product!! Reviewed on: 20th February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from The Stafford Building Society 4.87 from 45 reviews
Savings
from Gatehouse Bank 3.72 from 14 reviews
Savings
from Bedford Credit Union 4.83 from 15 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5954 reviews
Credit card
from Zopa 4.94 from 43505 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub