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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7180 reviews)

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4.94

Based on 7,180 reviews, last reviewed 17th Jun 2025

30% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Such an easy app, a great way to save money Such an easy app, a great way to save money Reviewed on: 17th June 2025

Latest lowest rating:

1

Customer service are total time wasters who can bare... Customer service are total time wasters who can barely speak English Reviewed on: 20th November 2024

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7180)

Great saving service

Easy to navigate app, quick access, quick depositing service, good interest rates - can’t fault it. Reviewed on: 11th January 2023

Best savings rate available

Easy to use app, best savings rate available and boosting with notice pots is super easy Reviewed on: 11th January 2023

Great Savings

Love the fact that you can increase savings rate within the same app with slightly increased notice. Very flexible and easy to use. Reviewed on: 11th January 2023

Best rate for instant access

Best rate out there if you have some money you might want to access. Easy to pay in and withdraw, and app works well. Reviewed on: 11th January 2023

Good rates

Very easy to use good rates and easy to move money Reviewed on: 11th January 2023

Best rate

Zopa currently has the best rate and the app is easy to use Reviewed on: 11th January 2023

Amazing rates perfect for us!

Found Zopa after hours of research and its perfect for our needs. Currently saving for our second home and having the flexability of the smart saver which offers amazing interest rates, plus the boosted pots is just perfect! Recommended to friends already and they have opened up accounts! Reviewed on: 11th January 2023

Great rates which are kept updated

Very easy to use and understand what’s available Reviewed on: 11th January 2023

Good but not excellent

Generally very good, and excellent rates, but had difficulty getting them to accept a change to my nominated account. Also, they don’t respond to messages, so you have to keep trying until you manage to satisfy the criteria. Reviewed on: 11th January 2023

easy to use top saving rate

the app is very good and super easy to use and saving rates are competitive. Reviewed on: 11th January 2023

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