Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

View other Zopa products

4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (8052)

Simple to set up

The saving screen is simple to understand, set up and is great to check how your savings are going and with the choice of accounts from 7 to 95 days notice accounting temptation to withdraw removed and also act as the rained day account Reviewed on: 20th February 2023

Super easy. Great bank

Love the ease of application and different pots. Especially as you can choose different interest rates for different pots. This is especially fab. Only annoyance is that money takes a short period to land in the account when you send it. Reviewed on: 20th February 2023

Super simple saving

One of the easiest banking apps to use and saving pots really easy to setup. Reviewed on: 20th February 2023

Best overall savings product

No other organisation does savings accounts like this: one product over which you can allocate savings pots to instant access or notice access from 7 day, 31 day & more. The rates given are market leading, if not the best. Its so easy to use & switch funds to another level. Couldn't recommend it more highly. Reviewed on: 20th February 2023

Really easy to set up

Love using zopa it’s very easy to navigate and transfer between eat pot Reviewed on: 20th February 2023

Easy and simple with a great rate

I love using the app. And I can manage my savings easily with different pots with diff interest rates. Both myself and my husband use This and it’s really easy and clear how to use. Thanks L Reviewed on: 20th February 2023

Easy to transact savings

Quick and easy to setup and to transfer money in Reviewed on: 20th February 2023

A virtual piggy bank

Zopa is so easy to use! It's great knowing I have such easy access to savings when I'm out and about through the app. The money pots make budgeting straightforward. Reviewed on: 20th February 2023

so easy

I was recommended this product by a family member and found it so easy to use. The increase of interest rates have been fair in line with the base rate increase and I have recommended it as a product to two more family members! Reviewed on: 20th February 2023

Good

Very helpful app for saving. Having multiple pots works very well Reviewed on: 20th February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Leeds Credit Union 5.00 from 3 reviews
Child Trust Fund
from OneFamily 2.56 from 13 reviews
Savings
from Monument 4.94 from 1357 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5953 reviews
Credit card
from Zopa 4.94 from 43503 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub