Write a review

Atom Bank: Savings reviews

Name: Savings
Rating: 4.38 (395 reviews)

View other Atom Bank products

4.59

Based on 395 reviews, last reviewed 30th Jan 2025

33% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

79%

12%

Latest highest rating:

5

So easy to deal with, the account set up was easy an... So easy to deal with, the account set up was easy and the app a doddle to use Reviewed on: 30th January 2025

Latest lowest rating:

1

** BEWARE - Unable to withdraw savings! ** BEWARE that you might not be able to withdraw your money if you need to! Great bank until my circumstances changed and I needed to access some of ... Read more Reviewed on: 5th September 2024

Read all reviews See your review

About this product

Atom Bank launched in 2016 with two savings products, their one year fixed saver, and their two year fixed saver.

Already an Atom Bank savings customer? Leave a review and let others know about your experience with the ultra-modern banking app.

Or are you looking for Atom Bank reviews? See what people are saying below about the one-year fixed savings account.

At Smart Money People, we're changing financial services for the better.

Atom Bank Savings reviews (395)

Review of the Atom Bank, Savings:

Easy to use app.

Easy to use app. Consistantly good products and competitive interest rates Reviewed on: 16th April 2024

So easy to deal with, the account set up was easy an...

So easy to deal with, the account set up was easy and the app a doddle to use Reviewed on: 30th January 2025

seamless service

Easy setup, lovely onboarding and seamless service ever since. Very clear messaging. Reviewed on: 30th January 2025

Fantastic rates, easy to set up and a super simple app!

Fantastic rates, easy to set up and a super simple app! Reviewed on: 13th January 2025

Easy to use app

I have had 3 bonds with atom & have found the app really easy to use. No searching high & low for what I want to know, it’s all so simple. Obviously atom need to also have a competitive rate for me to open a bond with them, which they have had. I would easily recommend this bank to friends & family that do online banking. Reviewed on: 28th November 2024

Great app with great rates

Atom is app only, and years ago it wasn't great. Rejoining this year; things have improvement massively. The app is more snappy and easy to navigate, and the accounts you can open in it have great rates. They also make it easy to have multiple fixed accounts, and offer short term accounts too; which is nice if you're saving with a date in mind. Reviewed on: 9th September 2024

** BEWARE - Unable to withdraw savings!

** BEWARE that you might not be able to withdraw your money if you need to! Great bank until my circumstances changed and I needed to access some of my savings. Atom refused to allow me to with draw funds from the 1yr fixed saver account. They will only allow you to withdraw if you go through the 'Financial Hardship' process and they expect you to prove that you need the money before letting you withdraw. Who's money is it? So complaint made and now I'm off to log the complaint with the FCA. Reviewed on: 5th September 2024

Great savings’ rates and a very user friendly App

Great savings’ rates and a very user friendly App Reviewed on: 4th September 2024

Very simple to use app with great interest rates.

Very simple to use app with great interest rates. Reviewed on: 23rd August 2024

Really easy to open account

Really easy to open account, and see all details online Reviewed on: 17th June 2024

Great for savings

I have multiple savings accounts with Atom and they are always quick to send out information and a very easy product to set up in their app. Reviewed on: 6th June 2024

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Allica 4.82 from 1312 reviews
Fixed Term Savings Account
from RCI Bank 4.31 from 507 reviews
Savings
from Skipton Building Society 4.42 from 72 reviews

There's still more to see!

Atom Bank has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub