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Barclays: Fixed Rate Mortgage reviews

Name: Fixed Rate Mortgage
Rating: 3.59 (87 reviews)

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3.28

Based on 87 reviews, last reviewed 6th Mar 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

51%

15%

28%

Latest highest rating:

4

Helpful banking Good product very friendly very helpful and answer all queries. Easy easy to move from one product to another and re-mortgage. Easy to track on the ap... Read more Reviewed on: 24th May 2024

Latest lowest rating:

1

I wish I had never applied for a mortgage with this... I wish I had never applied for a mortgage with this dreadful organisation Reviewed on: 6th March 2025

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About this product

Barclays is a financial provider offering a range of products and services, including fixed rate mortgages. A fixed rate mortgage has a set interest rate for a specific period of time, usually between two and five years, but sometimes up to ten. If you have any questions about a mortgage, always ask the lender or an independent advisor.

Buying a home is a large financial investment, so finding the right mortgage is important. We collect Barclays fixed rate mortg...

Barclays Fixed Rate Mortgage reviews (87)

Review of the Barclays, Fixed Rate Mortgage:

Sharp selling practice

We had an existing mortgage with Barclays and wanted to borrow some more money against the house for building works (but not immediately when we remortgaged). Following much discussion they recommended we take out the extra as an additional mortgage. What they didn't reveal was there was no way to incorporate the two mortgages into one product without paying the hefty early termination fees (£1500 on each). So, now we need to remortgage and Barclays do not offer a good deal we h... Reviewed on: 30th November 2018

I wish I had never applied for a mortgage with this...

I wish I had never applied for a mortgage with this dreadful organisation Reviewed on: 6th March 2025

Do not use Barcleys, not to be trusted

Got a redemption value to pay mortgage off 11th December, paid within one hour, App showed all correctly, then Barcleys took another direct debit on 19th, and the whole system has now spoilt Christmas new year everything, the customer services can do nothing and as with all banks the decision makers are hiding behind the phones. Corrupt and fraudulent Reviewed on: 3rd January 2025

They nearly cost me my flat, and moving out of home

Sadly my first home was above shops, so limited me in choices of companies. Barclays was the cheapest of the two options. Whilst arranging a mortgage, the whole home purchase process ground to a halt. Barclays were not progressing the mortgage application. It took me, the estate agents, several friends, both sides solicitors, the developer and my mortgage advisor calling them non-stop for 4 days, to eventually get through to someone. Barclays had asked for my flats Royal Mail ad... Reviewed on: 4th September 2024

Helpful banking

Good product very friendly very helpful and answer all queries. Easy easy to move from one product to another and re-mortgage. Easy to track on the app as well. Reviewed on: 24th May 2024

10 YEAR CUSTOMER GOING STRONG

I have been a barclays customer for nearly 10 years and never had any issues. They are really reliable and offered a great fixed term contract when we got our mortgage loan at 21 with a very basic credit score. Overpayment are easy to do and the app is really easy to navigate. Customer service chats are efficient and recieve response time is really quick. I have used many other services through barclays such as loans and all have been quick and easy to use Reviewed on: 22nd March 2024

Personalised, tailor made, great service, emphasis o...

Personalised, tailor made, great service, emphasis on long term relationship Reviewed on: 15th February 2024

The best

Easy to apply, excellent team, respect for customers Reviewed on: 17th September 2023

Simple terms

Banking App is very good and user friendly Reviewed on: 29th August 2023

Top drawer

Couldn't fault them at any stage, Reviewed on: 20th June 2023

DO NOT GET A MORTGAGE WITH BARCLEYS

If you are thinking about getting a mortgage with Barcleys, DO NOT DO IT. I'm currently in the process of trying to complete on a house, and Barcleys are the reason why its been delayed BY A MONTH. Reason why to AVOID Barcleys: 1. The customer service is so incredibly crap. after waiting 40 minutes on 2 separate occasions to talk to someone about the progress of my mortgage (both on the same day, in the morning). I was told 2 completely different things by 2 different people... Reviewed on: 5th May 2023

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