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Bath Building Society: Mortgages reviews

Name: Mortgages
Rating: 4.69 (270 reviews)

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4.70

Based on 270 reviews, last reviewed 10th Feb 2025

43% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

86%

Latest highest rating:

5

I have a buy for uni mortgage which has been really... I have a buy for uni mortgage which has been really helpful and unique experience to own my own property at such a young age. Reviewed on: 10th February 2025

Latest lowest rating:

2

Decent product, painfully slow process No problem with the product offered by painfully slow process that ended up failing to complete because the vendor's circumstances changed in the mean... Read more Reviewed on: 6th October 2024

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About this product

Are you looking for the right mortgage to secure your dream home? We collect Bath Building Society mortgage reviews to help you make an informed decision when choosing your mortgage lender.

Bath Building Society is a mutual organisation that offers a variety of mortgage products. It’s important to fully understand the terms, conditions and interest rates of a mortgage product. If you’re unsure, always consult the lender or an advisor.

If you’re interested in a mortgage with Bath Building Society, check out our reviews to learn more about the lender. Find out what products existing borrowers have taken out and how satisfied they are with it. Learn more about the application process, and how supportive Bath Building Society was throughout. Find out more about the member benefits available. All of this and more can be found in our Bath Building Society mortgage reviews.

Have you had a Bath Building Society mortgage? Share your experience with others on Smart Money People. Tell us about the application process: was it simple to understand and did the lender support you well? Share any experience you have had with the customer service team. Have you encountered any problems throughout your mortgage term? Whether good or bad, write a Bath Building Society mortgage review today. Together, we can help people like you make better financial decisions.

Bath Building Society Mortgages reviews (270)

Review of the Bath Building Society, Mortgages:

I couldn't be happier with Bath Building Society! :-)

I couldn't be more happy with Bath Building Society. I've been with them since 2009 and I just moved house and although I could have got cheaper rates elsewhere, as their customer service is superb I was happy to stay with them. They always reply quickly, with real people you can talk to and they couldn't do more for you. Well done Bath Building Society and thank you! :-) Reviewed on: 30th January 2025

Reply from Bath Building Society Hi Andrew, thank you for taking the time out and leaving us this feedback. This is great to hear and even better you are still with us over these years. Thanks again. Ben Hutchings, National Account Manager Response date: 11th February 2025

Live chat - Nick

Excellent - quick and precise and helpful Reviewed on: 27th May 2022

Reply from Bath Building Society Thank you for taking the time out to provide this feedback, this is great to receive. Ben Hutchings, Head of Mortgage Sales Response date: 30th May 2022

Personal Underwriting from The Bath

On initially contacting this lender we were very pleasantly surprised at the direct and friendly nature of our conversation. Lo and behold the IT gremlins kicked in and that's understandable, even if its frustrating. Suffice to say we submitted online on the 13th May ( never thought of the date or its significance ) Today the 24th May I am told that it may be passed to an underwriter by Next MONDAY. At this rate my documents are in danger of running out of date. Sorry Bath Your end of year report reads . Showed a lot of initial potential, but unfortunately did not realise that potential. MUST DO BETTER> Reviewed on: 24th May 2022

Reply from Bath Building Society Thank you for providing this feedback. Great we have started the process well and apologies we have not lived up to the expectations afterwards. I am more than happy to look into this for you to resolve any issues. If you can contact myself on [email protected] Ben Hutchings, Head of Mortgage Sales Response date: 25th May 2022

Yes

Yes I probably would say it’s great not gonna lie Reviewed on: 24th May 2022

Reply from Bath Building Society Thank you for your lovely feedback, Louise Head of Savings Support Response date: 23rd February 2023

Very quick response

Great service. Instant response and the answer I wanted! Reviewed on: 23rd May 2022

Reply from Bath Building Society That's great to hear. Thank you for you kind feedback. Ben Hutchings, Head of Mortgage Sales Response date: 24th May 2022

great service

Nick is a great member of staff, goes above and beyond Reviewed on: 20th May 2022

Reply from Bath Building Society Thank you for taking the time to provide this feedback. I will pass this on to Nick and make sure he receives the recognition. Ben Hutchings, Head of Mortgage Sales Response date: 20th May 2022

Responsive Staff

Friendly, efficient and fast; great overall service Reviewed on: 20th May 2022

Reply from Bath Building Society Thank you for taking the time to provide this feedback. This is great to know. Ben Hutchings, Head of Mortgage Sales Response date: 20th May 2022

very knowledgeable

answered all questions with confidence and asked questions that I need to consider. Reviewed on: 18th May 2022

Reply from Bath Building Society Thank you for taking the time to provide this 5 star feedback. Ben Hutchings, Head of Mortgage Sales Response date: 19th May 2022

BIBS Approach

Apart from the few occasions when messages get missed (and these are very few), I have always found this lender to be responsive, courteous, prompt and helpful. Persons on the help desk and BDMs know their 'stuff' and offer meaningful guidance Reviewed on: 16th May 2022

Reply from Bath Building Society Thank you for taking time to provide us with the valuable feedback. Apologies we may have missed a message from you. We have recruited recently so hopefully this will resolve the issue. I will pass on your comments to our staff as this is great to know. Ben Hutchings, Head of Mortgage Sales Response date: 17th May 2022

Efficient and helpful

Well done, helped me with enquiry and I know more now and hopefully I will get the follow up offered. Reviewed on: 12th May 2022

Reply from Bath Building Society Thank you for taking the time to share your feedback, it's much appreciated. Ben Hutchings, Head of Mortgage Sales Response date: 13th May 2022

Friendly, approachable with interesting niche products

A case was declined last week on affordability grounds as the underwriters were 'uncomfortable' with the income being sustainable. I submitted a request on Friday 6th May to review the decision and provided evidence in support. Today, 9th May, in a chat with Nick, I was told that my request has been referred to the underwriters. Whatever the result of the review, which I hope is favourable, the responsiveness of the Society to my enquiry was excellent and I am in no doubt about the process in which it is engaged. Reviewed on: 9th May 2022

Reply from Bath Building Society Thank you for taking the time to provide this feedback. I'm glad Nick was able to provide the assistance you needed and we will be in touch shortly. Ben Hutchings, Head of Mortgage Sales Response date: 10th May 2022

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