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Capital One: Classic Credit Card reviews

Name: Classic Credit Card
Rating: 4.04 (277 reviews)

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3.99

Based on 277 reviews, last reviewed 18th Apr 2025

300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

51%

25%

10%

Latest highest rating:

5

Low APR and useful for small purchases Capital One classic credit card is very helpful and useful for short purchases because of the low interest APR. This makes it easier for repayments an... Read more Reviewed on: 18th April 2025

Latest lowest rating:

1

I experienced months of failed withdrawal attempts. I experienced months of failed withdrawal attempts. Despite my repeated emails to customer service going unanswered, I was left in a state of worry up... Read more Reviewed on: 18th January 2025

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About this product

Capital One Classic Credit Card reviews can help you to find out about the pros and cons of the Classic Credit Card credit card. What kind of features do Capital One customers like? Find out more about the Capital One Classic Credit Card by reading our trusted Smart Money People reviews. You can also write your own Capital One Classic Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

Capital One Classic Credit Card reviews (277)

Review of the Capital One, Classic Credit Card:

A great credit card for daily shopping and traveling.

A great credit card for daily shopping and traveling. Reviewed on: 4th May 2024

Nah thank you Nah thank you Nah thank you Nah thank...

Nah thank you Nah thank you Nah thank you Nah thank you Nah thank you Reviewed on: 28th May 2024

It provide good customer service

It provide good customer service Reviewed on: 24th May 2024

I like the features of the app and the flexibility.

I like the features of the app and the flexibility. Having a Capital One credit card enables me to cover unexpected payments. Reviewed on: 21st May 2024

Capital one is a great credit card to start you off...

Capital one is a great credit card to start you off using credit they always keep you in the loop every step of the way so you keep you on track they taunt me how to control your spending and always keep in touch Reviewed on: 18th May 2024

Great company, been with them since last autumn.

Great company, been with them since last autumn. Can’t fault them. There app is easy to use and the functionality of it is great. Never had any issues with the service they provide Reviewed on: 3rd May 2024

It’s good credit card for beginners and with no cred...

It’s good credit card for beginners and with no credit history Reviewed on: 2nd May 2024

I have used Capital One for years and I find them re...

I have used Capital One for years and I find them really good always there if you have any problems especially with fraud. Reviewed on: 15th February 2024

Avoid Capital One they are crap!

Avoid Capital One they’re crap Avoid Capital One they’re crap! Read all of this review for an honest true review. I’ve been with Capital One since 1998 and I’ve yet to have a credit limit increase which has remained at £2500. Back in 1998 this was good, today is dated and puny especially with today’s economic climate. If you try to get a credit limit increase on their online app it’s instantly denied (as I discovered) and if you write to them (as I did) you get an ambiguous response telling you that they can’t do it manually and you have to use their online app!! In other words it’s impossible yet when it comes to charging you interest on your account they are really sharp! Because of this I’m really annoyed and disgusted with their actions, clearly a long term customer like myself means nothing to them!!! So be careful with Capital One and avoid them! I’ve paid off my balance and won’t be allowing them to charge me any more interest! Date of experience: 08 February 2024 Reviewed on: 8th February 2024

A well known company

Not really had any interaction with them Reviewed on: 14th January 2024

Stay away for Capital one

Stay away from Capital one. I had balance transfer and I tried to setup my debit card on account so I can pay monthly but unfortunately before even my balance transfer complete I had paid hole amount including transfer fees accidentally on 25/12/23, I have called them straight away and informed them about this so they filled out form for refund my money back and said you will get it back in three days and I waited for three days and I didn’t receive my money back so I called them back and asked them for my money so they said the form was not filled properly and not submitted so the guy which I spoke he filled form again and said you will receive money next day and still not received so I called them 4 times by now and waiting for my own money. I have called them again today (30/12/23) and I have been told that I will receive money on 2nd or 3rd on January 2024.worst company ever Reviewed on: 30th December 2023

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