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Chip: Savings App reviews

4.94
Based on 18,214 reviews, last reviewed 5th Sep 2025
88% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

The Chip app couldn't be easier. The Chip app couldn't be easier. The rates and communivcation are great as is the customer service. Reviewed on: 5th September 2025
Chris Johnson's avatar
Chris Johnson

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18214)

Review of the Chip, Savings App:

Life changing!

5
I've saved more than £1300 without noticing it! I just need to think what I'm going to spend it all on. I've never had savings before and can't believe I've saved so much money. Reviewed on: 8th January 2020

Lifeline.

5
Since downloading the app a few years ago, Chip has helped me save for 2 holidays and emergency expenses. Recently the amount saved helped me through unemployment due to illness for the last year without having to apply for JSA or universal credit. Back to work next month so I’m looking forward to using their services again. I’ve recommended them to friends and even old work colleagues over the last few years when they ask I’ve been getting by financially! They say they’ve helped them too. Reviewed on: 25th March 2025

Excellent

5
A great app and so easy to use. The app is handy and has great interest rates. Reviewed on: 25th March 2025

Easy to use app

4
Easy to use app, can take money out easy. Only downfall is intrest rates are dropping and higher with other banks currently. Reviewed on: 25th March 2025

I’ve never been able to save as I do since signing u...

5
I’ve never been able to save as I do since signing up to Chip - it makes saving so easy, the interest is great. It’s accessible, informative & reliable. Reviewed on: 25th March 2025

Chip has been so easy to use

5
Chip has been so easy to use and convenient our savings have grown fast Reviewed on: 25th March 2025

Easy to use app.

5
Easy to use app. Clear on interest rates and conditions. Proactive in sharing if better options are available Reviewed on: 25th March 2025

Love Chip!

5
App is so easy to use! Helps to encourage saving Reviewed on: 25th March 2025

Simple app.

5
Simple app. Works well. Can easily access and replace my money Reviewed on: 25th March 2025

Great way to save money.

5
Great way to save money. Easy and fast to used Reviewed on: 25th March 2025

Great rates and service

5
App have a lot of options and a friendly UI Reviewed on: 25th March 2025