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Chip: Savings App reviews

4.94
Based on 18,214 reviews, last reviewed 5th Sep 2025
88% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

The Chip app couldn't be easier. The Chip app couldn't be easier. The rates and communivcation are great as is the customer service. Reviewed on: 5th September 2025
Chris Johnson's avatar
Chris Johnson

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18214)

Review of the Chip, Savings App:

Life changing!

5
I've saved more than £1300 without noticing it! I just need to think what I'm going to spend it all on. I've never had savings before and can't believe I've saved so much money. Reviewed on: 8th January 2020

Great app experience, competitive rates

5
Great app experience, competitive rates Reviewed on: 25th March 2025

Simple and easy to use app.

5
Simple and easy to use app that helps you manage your money. I like the referral scheme. Reviewed on: 25th March 2025

Great way to save money.

5
Great way to save money. Easy to use and access savings when needed. Have already recommended to others as I find the product so user friendly. Reviewed on: 25th March 2025

The only way I can save

5
I have never been able to save before, I would always find something to spend my money on. The automatic saves mean that I don’t even notice money coming out of my account and before I know it, I can afford to treat myself. Reviewed on: 25th March 2025

Excellent products and savings rates

5
Excellent products and savings rates Reviewed on: 25th March 2025

No pressured transactions.

5
All transactions very smooth. Good account options. Reviewed on: 25th March 2025

It's a useful app and saving rate is decent in the c...

5
It's a useful app and saving rate is decent in the current market, I've had no issues so far. Reviewed on: 25th March 2025

Number 1

5
Great App great all-round advice and availability Reviewed on: 25th March 2025

Chip makes saving easy

5
Chip makes saving and investing so easy and accessible, and the variety of accounts available to access in a few simple clicks is unmatched. Customer service has always been great when I’ve needed to contact them too - zero complaints from me! Reviewed on: 25th March 2025

Great interest

5
I haven’t been with chip for a very long time but I can tell that I’ll be here for a long time. The interest rates are great and very easy to understand. Reviewed on: 25th March 2025