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first direct: Current Account reviews

Name: Current Account
Rating: 4.7 (1325 reviews)

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4.68

Based on 1,325 reviews, last reviewed 2nd Apr 2025

1029% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

84%

10%

Latest highest rating:

5

Secure online banking facilities, easy to use systems Secure online banking facilities, easy to use systems, great savings account facility, lots of helpful information provided. Great system for providi... Read more Reviewed on: 2nd April 2025

Latest lowest rating:

1

Beware when using FD credit card! Beware when using FD credit card!!!!! They are unhelpful if you report a fraudulent transaction on their credit card. Reported a fraudulent transactio... Read more Reviewed on: 18th March 2025

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About this product

The first direct 1st Account is a current account that can be opened in minutes.

If you’re eligible, you can get an interest free overdraft of £250. You won’t be charged debit card fees when spending abroad. If approved for an account, you’ll get a virtual card you can use straight away.

first direct 1st Account reviews help you find out what it’s really like to be a customer. If you’ve used first direct before, you can also leave a review and share your experience.

first direct Current Account reviews (1325)

Review of the first direct, Current Account:

Great service, good security, linked accounts option available, very versatile

Have always been happy with the service, the online security and saving options Reviewed on: 4th April 2018

Secure online banking facilities, easy to use systems

Secure online banking facilities, easy to use systems, great savings account facility, lots of helpful information provided. Great system for providing information to check incoming and out going monies. Reviewed on: 2nd April 2025

Highly reccomend.

Can chat online,or on phone.Always pleasant,patient,very helpful.Feel safe and secure with this bank.I am retired.Very helpful.They do the 2 step code,if there s anything amiss.Also voice recognition.Would highly reccomend.Have saving accounts there too.Good interest rate if you fix for a year. Reviewed on: 2nd April 2025

Very easy to open an account, Any issues are solved...

Very easy to open an account, Any issues are solved without any problems. They offer a good range of products. Reviewed on: 2nd April 2025

Excellent customer service

Always straight through on the phone if needed, which is not very often. Generous free overdraft facility Reviewed on: 2nd April 2025

£250 interest-free overdraft is a gamechanger

I think the £250 interest-free overdraft they have given me is a huge help. I haven't been offered this anywhere else and it just gives breathing room to know I always have that to fall back on without being charged. Everything else they do has been the perfect experience too, super smooth! Reviewed on: 2nd April 2025

Good banking service.

Good banking service. Good customer service. Reviewed on: 2nd April 2025

First Direct a refreshing change.

I have been with First Direct for several years now. So far, touch wood, with no problems. Previously, in one form or another I had encountered problems with other banks. Reviewed on: 2nd April 2025

Excellent banking app

One of the easiest mobile banking apps to navigate and excellent customer service, also offer a high interest saver for mid-level savers like myself Reviewed on: 2nd April 2025

Always perfect.

Always perfect. Helpful. Can get through to a real person within seconds. Reviewed on: 2nd April 2025

They’re a really strong and straightforward bank to...

They’re a really strong and straightforward bank to be with Reviewed on: 2nd April 2025

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Alternative products

Basic Current Account
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Plus Current Account
from The Cumberland 4.91 from 38 reviews
Black Current Account
from RBS 2.97 from 17 reviews

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