Smart Money People Logo

Halifax: Current Account reviews

4.12
Based on 907 reviews, last reviewed 27th Feb 2025
800% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
58%
See only 4 star reviews
23%
See only 3 star reviews
7%
See only 2 star reviews
3%
See only 1 star reviews
9%

Latest highest rating:

5

Excellent Really good bank, never any problems Reviewed on: 27th February 2025
ding's avatar
ding

Latest lowest rating:

1

No support for vulnerable customers They closed my bank account without informing me or giving me any notice. I understand they have the right to do that but they are withholding our fun... Read more Reviewed on: 12th February 2025
Wales25's avatar
Wales25

About this product

The Halifax Current Account is a free, everyday banking option.

You have the option to apply for an arranged overdraft and make contactless payments. With Save the Change®, you can round up your card payments and put the change in your Halifax savings account.

Halifax Current Account reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

Halifax Current Account reviews (907)

Review of the Halifax, Current Account:

Brilliant switch service

5
I really like how Halifax handled the switch service ! They did this quickly and efficiently . You can easily track all your pending payments and transactions . User friendly app and easy to manage payments and transfer money to others Reviewed on: 1st February 2023

Simple current account

4
Simple, straightforward current account. Local branch has very friendly and helpful staff. Reviewed on: 12th January 2019

Monthly Bonus

5
Halifax has reduced its monthly bonus from £5 down to £3 and now down to £2 which has made me open an account with another bank whereby I get monthly interest on my balance. Reviewed on: 11th January 2019

Great account

5
Great account easy to access , had since I was 16 years & have never changed banks. Reviewed on: 11th January 2019

Plain and Simple

5
Easy to use joint bank account, very low overdraft charges. Reviewed on: 10th January 2019

Easy interner banking

5
I've had a current account with Halifax for years. I really like the way I log in on their internet banking. It feels secure but isn't overly complicated. Well done! Reviewed on: 10th January 2019

Great customer service

5
I've banked with Halifax for several years now and their staff are always so friendly and helpful. Their banking app is easy to use and makes banking easy. Reviewed on: 9th January 2019

Actually Listen

5
No really mad fees and if anything unreasonable happens they actually listen (unlike the previous two banks I've used) Reviewed on: 9th January 2019

High street banking

5
Good to have a branch on my high street with actual counter staff who are very helpful and efficient Reviewed on: 6th January 2019

The Halifax makes banking easy

5
I find the online banking easy to use and reliable. I am reminded by text how much I have in my account to make sure I have enough money t cover direct debits. This is very helpful indeed. The staff in my local bank in Penzance are efficient freindly and very helpful. Reviewed on: 6th January 2019

They do not care in the slightest

1
If I could dump them I would, when I was self employed and trying to establish a business they were worse than useless, I couldn’t in all honesty recommend anyone to bank with HBOS. I’ve been a customer of theirs since the 1980s and I am good at managing my finances but they don’t take that into account. They are the epitome of everything that is wrong with the banking industry Reviewed on: 5th January 2019

Do you have a different Halifax product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Halifax has a range of products available. Check the ratings of each product to find the right one for you. View all products