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Halifax: Fixed Rate Mortgage reviews

Name: Fixed Rate Mortgage
Rating: 3.95 (162 reviews)

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3.84

Based on 162 reviews, last reviewed 13th Jun 2025

300% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

57%

18%

Latest highest rating:

5

Halifax Mortgage Just re-mortgaged with Halifax, spoke to a broker first to get market rates and was going to proceed down this route but Halifax were only marginally ... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Poor. Big regret using Halifax for our mortgage Never heard anything from Halifax (we bought our first home 3 months ago) other than a letter to say when our first mortgage payment was due. No “cong... Read more Reviewed on: 13th April 2025

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About this product

Halifax is a bank offering a range of financial services, such as bank accounts, savings, insurance and mortgages, including fixed rate mortgages. A fixed rate mortgage will have a set interest rate for a certain term, usually two or five years. It’s important to be confident that you understand the terms, conditions and interest rate of a mortgage. Always consult the lender or an independent advisor if you need help understanding the options available to you.

Finding the right mortgage is a huge part of buying your dream home. We collect Halifax fixed rate mortgage reviews to help you decide if the lender and product are right for your needs.

If you’re considering a fixed rate mortgage with Halifax, read the reviews on Smart Money People first. Find out why customers chose this mortgage product and how satisfied they’ve been so far. Learn more about Halifax’s customer service. Read about genuine experiences to gain valuable insight into the provider.

Did you purchase your home with a Halifax fixed rate mortgage? Write an honest review today. Tell us why you chose Halifax and this particular mortgage product. Was the application process simple to understand? Share the main pros and cons you’ve experienced so far. Has Halifax kept you well informed of any important mortgage news or updates? Would you recommend your mortgage product to family and friends? Leave a Halifax fixed rate mortgage review today. Together, we can help people like you make better financial decisions.

Halifax Fixed Rate Mortgage reviews (162)

Review of the Halifax, Fixed Rate Mortgage:

Extremely untrustworthy

Do not even apply for a mortgage with these extremely unprofessional individuals. Initially I was told that they would lend me £125,000 for the mortgage and gave an AIP. Next they said they'd only loan me £99,000 because I spent £3000 to book a holiday on my credit card (which is what sound minded people do for insurance). Next day they told me that they could loan me somewhere between £119,000 and £135,000 with the full and same details i gave them again. Two days later, after sending my application to an underwriter, they saidnthey could only lend me £113,000 and specifically stated that this as because I had booked my holiday in my credit card DESPITE me paying it off days later. Utterly vile individuals. How is that junk bank still in operation. Managed by idiots. Reviewed on: 14th September 2023

Halifax fixed rate mortgages offer a competitive sel...

Halifax fixed rate mortgages offer a competitive selection of options that cater to various financial needs. I found their rates to be reasonable, making home financing more accessible. The standout aspect of my experience was the exceptional customer service; the staff were knowledgeable, friendly, and always ready to assist with any inquiries. Overall, I would highly recommend Halifax for anyone considering a fixed rate mortgage. Reviewed on: 24th August 2024

We Wouldn't Change From Our Halifax Mortgage

We usually take on a fixed rate as the mortgage continues and we have been very happy over the years (now at 27 with 6 to go - we had a remortgage) they are always very helpful and I wouldn't change from them. Reviewed on: 9th June 2024

Good mortgage service

Have offered a good rate than the other banks. The process for the mortgage was easy and simple. I recommend my friend to opt Halifax for their mortgage purpose. I will also like to continue with Halifax during the remortgage of they accept me. Reviewed on: 24th May 2024

They haven’t just helped me but they have also helpe...

They haven’t just helped me but they have also helped my family Reviewed on: 23rd May 2024

Great app, helpful service.

Great app, helpful service. Various product ranges for mortgage Reviewed on: 12th April 2024

They provided our first mortgage and were fine

They provided our first mortgage. I didn’t find any part of their service to be remarkable one way or the other. Reviewed on: 2nd April 2024

We took out our first mortgage with Halifax and its...

We took out our first mortgage with Halifax and its been easy to manage. I love the HelloHome feature on the app that allows us to look at out estimated equity and track an overview of how much we owe each month. Reviewed on: 18th March 2024

Excellent service on every aspect on every aspect

Excellent service on every aspect. My fixed rate mortgage and current account thrive! Reviewed on: 29th February 2024

Brilliant bank...

Brilliant bank to have your mortgage with. Always helpful!! Reviewed on: 21st February 2024

Low interest rate with Halifax

I managed to get a low interest rate with Halifax Reviewed on: 16th February 2024

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