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Hastings Direct: Car insurance reviews

3.07
Based on 675 reviews, last reviewed 23rd Jan 2026
92% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
34%
See only 4 star reviews
20%
See only 3 star reviews
7%
See only 2 star reviews
4%
See only 1 star reviews
35%

Latest highest rating:

5

I've been with Hastings Direct for a good few years... I've been with Hastings Direct for a good few years now - they've helped me with carious claims and at a difficult time when I had a car accident they... Read more Reviewed on: 23rd January 2026
Sarah Gray's avatar
Sarah Gray

Latest lowest rating:

1

Rejected claim approved by FOS - AVOID AT ALL COSTS Hi Everyone, hope this helps someone being scammed by Hastings. I wanted to share a rather unhappy exchange with Hastings Insurance (Advantage Insura... Read more Reviewed on: 31st October 2025
UnhappyConsumer's avatar
UnhappyConsumer

About this product

Hastings Direct provide award-winning car insurance.

You can get a Hastings Direct car insurance quote online and manage your policy via the mobile app. There are three levels of cover, Essentials, Direct and Premier. They're available as an online product which is a lower cost, self-service policy that you manage yourself.

Hastings Direct car insurance reviews help you find out what it’s really like to be a customer. If you’ve used Hastings Direct before, you can also leave a review and share your experience.

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Hastings Direct Car insurance reviews (675)

Never had an issue

5
Good value for money, I've used them a couple of times Reviewed on: 13th August 2022

Best company

5
Never let me down on my insurance Reviewed on: 12th August 2022

Hastings

5
,,,,,,,,,,,,,,,,,,,,,,, ,,,, ,, , , ,,,,,,,,,, Reviewed on: 12th August 2022

No quibbles!

5
Fantastic insurer, no issues and would recommend. Reviewed on: 12th August 2022

Excellent cover, Amazing price

4
Hastings cover exceeded my previous company by far and the excess was less. So easy to switch too Reviewed on: 10th August 2022

Warning Awful company, don't ever use them

1
Bad insurance company, corrupt, not keen to give you gdpr, about as useful as a chocolate teapot look else where Changed to NFU, cheaper, more helpful Reviewed on: 8th August 2022

DID NOT RENEW CAR INS

1
DID NOT RENEW MY CAR INS AS STATED IN LETTER AFTER CHECKING BANK DETAILS CORRECT. UNABLE TO VISIT FAMILY TODAY SUNDAY. CANNOT DRIVE TO WORK TOMORROW, MONDAY. LOST A DAYS WAGES. GOOD JOB I CHECKED OTHERWISE I COULD OF BEEN PROSECUTED BY THE POLICE. Reviewed on: 7th August 2022

Avoid this shower at all cost. 0 stars should be an option!

1
Worst insurance provider it’s ever been my misfortune to deal with. They took my money from my credit card without my permission even after they had acknowledged that I did not want to renew. Reviewed on: 4th August 2022

Extortionate fees and charges

1
I've been with this company for a while. I tried to cancel my policy when it was up for renewal but it was an impossible task. I was paying £35 a month for a 13 plate Focus. The engine blew, and I ended up with a 2.2 SRi Vectra, which cost the same per month as the Focus. I have just changed to 64 plate Seat, and when I changed the car on my policy, it jumped from £35 to £66 a month!! Having dropped from a Group 22 car to a Group 11 car. Checked on Compare the Market and numerous providers were offering identical cover for £35 a month. So I called Hastings to be told that the best price they could find was £140 a month, and if I want to cancel I have to pay a £45 admin fee, and in top of that a further £55 due to the loss of interest as my policy is paid monthly. Needless to say, I will not be renewing. Reviewed on: 4th August 2022

Car insurance

4
Car insurance from Hastings has been straight forward! Reviewed on: 1st August 2022

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