Smart Money People Logo

HSBC: Bank account reviews

3.67
Based on 1,306 reviews, last reviewed 31st Jul 2025
81% decrease in 5 star reviews
in the past 90 days
43% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
45%
See only 4 star reviews
24%
See only 3 star reviews
10%
See only 2 star reviews
6%
See only 1 star reviews
15%

Latest highest rating:

4

I feel my money is secure with HSBC with the use of... I feel my money is secure with HSBC with the use of biometrics - I particularly like the new app that has just been released. The layout is improved ... Read more Reviewed on: 5th July 2025
Andrew Tait's avatar
Andrew Tait

Latest lowest rating:

1

DO NOT DEAL WITH THESE PEOPLE. DO NOT DEAL WITH THESE PEOPLE. Absolutely USELESS the lot of them. Complete TIME WASTERS. I had a HSBC creditcard i paid off about 15/20 years ago, ap... Read more Reviewed on: 31st July 2025
Clint Dogg's avatar
Clint Dogg

About this product

The HSBC bank account gives access to a range of other offers, with no monthly account fee.

With an HSBC bank account, you can apply for an HSBC Global Money Account and convert, hold or send money in 50 currencies. In the app you can freeze or unfreeze your card and get instant notifications when money goes in or out of your account.

HSBC bank account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

Review HSBC: Bank account now

Help others make smarter decisions by sharing your own experience. Write a review

HSBC Bank account reviews (1306)

Easy and reliable

5
I have loved using HSBC as my bank, I had to add my other half to the bank account and a trip to the bank was needed. HSBC have local branches and people vailable to help and assist. The lady was very helpful and checked and did the paperwork and process very quickly and politely. They look after their customers and they have phone / online / and branch assistace which makes the whole process very helpful and easy. Reviewed on: 26th April 2016

Amazing

4
Very good customer service. I have never had an issue. Reviewed on: 21st April 2016

Decent

4
Reliable service worth having. I like HSBC because sometimes i go abroad and can use card there. Reviewed on: 21st April 2016

Contact when something went wrong

3
Bank made a mistake around payment of a direct debit, initially reluctant to accept responsibility but after speaking face to face with member os staff at branch, matter quickly resolved Reviewed on: 29th March 2016

great if you don't need actual teller service.

4
The on-line banking is great , really easy to use. However if you go into the bank , someone heads you towards the machines always. The actual peopled cashier points are hidden away around the corner and they don't seem to like anyone using them. Reviewed on: 28th March 2016

Customer Service

5
I have been with HSBC for 16 years and have found their customer survive to be fantastic even when speaking to call centres. Reviewed on: 28th March 2016

Switching was painful

1
I decided to take HSBC up on their switching offer, however it was a painful process from start to finish. Very little communication, when I rang up to find out where my bank card was - I was told that one was never ordered. This was for my current account, not sure how I was meant to use it without a card? Telephone banking was a slow process, on hold for up to half hour at a time before getting through to a representative that didn't seem to understand the offer. Overall, although the switch went through, I have not been impressed with HSBC's service. Reviewed on: 28th March 2016

Found out branch was closed when I went to pay in cheque.

3
I can just about get by with online banking, I can't stand the call centre as I struggle with the accents and can barely hear and now the branch is closed. The account provides me with what I need, but I don't really rate the bank. Reviewed on: 28th March 2016

SLOW PROCESS

3
Took advantage of their switching bonus of £120. It is very slow and a long winded process with forms being sent by post, then phone calls then more forms. once you get through that the banking is ok but nothing special Reviewed on: 28th March 2016

Horrible customer service

1
What's the point of having branches if you can't even speak to someone face-to-face? Every time I use a HSBC branch I get palmed off to their telephone service which has long queues and rude advisors. Reviewed on: 28th March 2016

Do you have a different HSBC product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Want to see more from HSBC?

  • Stocks and shares ISA

    from HSBC 4.70 from 6 reviews
    HSBC
  • Regular Saver

    from HSBC 4.43 from 25 reviews
    HSBC
  • Business Insurance

    from HSBC 4.33 from 3 reviews
    HSBC
    View all products