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John Lewis: Partnership credit card reviews

Name: Partnership credit card
Rating: 2.06 (916 reviews)

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2.06

Based on 916 reviews, last reviewed 11th Nov 2026

100% decrease in 5 star reviews

in the past 90 days

333% increase in 1 star reviews

in the past 90 days

87%

Latest highest rating:

4

Friendly and direct Friendly direct derive with good knowledge and recommendations Reviewed on: 13th October 2026

Latest lowest rating:

1

Rubbish since JLP moved credit card admin to New Day Since JLP moved their credit card service to New Day the customer service has deteriorated significantly. Reduced credit availability. Unable to incre... Read more Reviewed on: 11th November 2026

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About this product

With the John Lewis Partnership credit card, you earn points on eligible purchases to get John Lewis and Waitrose gift cards.

You can check your eligibility in minutes without affecting your credit rating. There are also John Lewis Partnership cardholder offers, prize draws and opportunities to boost your points.

John Lewis Partnership credit card reviews help you find out what it’s really like to be a customer. If you’ve used John Lewis before, you can also leave a review and share your experience.

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John Lewis Partnership credit card reviews (916)

Unfit to be providing financial services.

Paid off last month’s statement in full but asking me to pay again on website. Still waiting for next payment details. Can’t fault when services were provided by HSBC. A Monopoly money outfit which needs investigating by FCA. Sharon White needs to be fired Reviewed on: 4th November 2022

John Lewis should be embarrassed to be associated with newday

The worst most stressful and worst company to date I have dealt with I feel sorry for the staff having to deal with frustrated /angry customers Newday systems are frankly pathetic and cont complete a simple transaction for the second month . To date over a two months period I am on my fourth direct debit set up interest and late payment fees added and refunded several times. Beware Newday actions may effect your credit score, Interestingly I can’t even close the account until new statements are generated. Good luck to anyone joining Reviewed on: 4th November 2022

What a cock up

Transactions which were displayed one day have disappeared the next. Do I have to transfer direct debits myself? Level of security is less with no password. Why have they done this? Old card was great and worked well. Aside from above problems, the site is distinctly user unfriendly. I hate it hate it hate it Reviewed on: 4th November 2022

Useless

repeatedly says payment declined and then when the purchase is made on a different card it shows that the original payment on the partnership card as pending . whenever I phone customer services to complain they just say take it up with the retailer. Reviewed on: 4th November 2022

Appalling customer service

New day are a rubbish company, with no customer service,the new JL credit card only seems to work in the UK ,the card gets continuously blocked, therefore you have to wait an age on the phone to get it unblocked. I was given a pathetic excuse that it was for my own benefit for fraud prevention, by one representative it's excellent fraud prevention if you can't use your card ??? When you phone customer service and eventually get through, you're given various excuses as to why the problem has occurred,but nothing is solved. The absolute embarrassment of your card being refused is completely lost on them . I'm sorry John Lewis, I loved your old card and I had nothing but happy experiences with it. Don't get the new card avoid these people they're hideous,they don't deserve anyone's business Reviewed on: 4th November 2022

Shame on you John Lewis

Appalling choice of new service provider by John Lewis. Don’t touch New Day with a barge pole if you are a creditworthy customer who clears their balance in full. I held a John Lewis Partnership Card for more than 10 years, clear my balance in full each month, have an unblemished credit history & a healthy income and have been rejected by New Day. I appealed the decision but to no avail as ‘I don’t meet their criteria’. Somewhat ironically I also held two other cards with New Day ( not through active choice but because they took over servicing the Debenhams card & Laura Ashley cards. I don’t use those cards and am so incensed at being declined for the new John Lewis Card, the one I used regularly for day to day expenses, I’ve cancelled them. Having read the other negative reviews about New Day I am now relieved that I was rejected and won’t have the hassle that so many are experiencing. My anger was never about access to credit - I have other cards with ample limits - it was about being treated appallingly by a John Lewis, a company with whom I had a long standing relationship. The John Lewis leadership team failed to ensure that their loyal customers were protected. New Day has effectively ‘bought’ an existing ‘book’ and could have migrated JL customers to their database without any need for them to re-apply. John Lewis has failed to acknowledge that our relationship is with them, the retailer, not with New Day. For customers the ‘back end’ process should be invisible but this hasn’t been the case and as a result John Lewis brand reputation has taken a massive hit. I am just one of many who will now take my spend elsewhere. Shame on Dame Sharon White and the Executive Leadership Team for plunging John Lewis deeper into the mire. Reviewed on: 4th November 2022

So sad

Where do I begin? Drowned in introductory emails Very confusing info. regarding statements Slightly threatening emails Lack of info. about payment Attempt to pay over the phone failed No info. on account details for setting up a direct debit. Worried about how to pay How could one of the icons of British retail businesses fail so badly? Once payment has been achieved it is bye bye John Lewis after many years of receiving an quality service and being a loyal customer Reviewed on: 3rd November 2022

Their site is now 'unavailable'!

I have never dealt with a more useless company. Having failed miserably to download their app (they're asking for the expiry date of my card which I STILL haven't received and the temporary details do not include the expiry date). I tried to contact them and now the site is unavailable. All evening it has been saying 'System currently unavailable, please try again'. If my card ever does arrive I shall probably send it back. I don't choose to deal with inadequate companies. Reviewed on: 3rd November 2022

Shocked and disappointed

Been loyal with JL for over 30 years. ALL my house items from small to large are from their store at Milton Keynes I food shop at Waitrose online for 10 years so my monthly credit cards average was £2000 which was always paid in time. Saved the vouchers to spend in the store which we always top up. My last purchase was a £2000 TV. We were then offered a credit of £500 per month which would not even pay for our monthly food bill at Waitrose. My wife and I feel very let down so we phoned new card supplier and a very stern man said. He was sorry but his company could not increase our credit until we have proved we are a good payer. So after a few comments and what we thought he said we could always find a new card supplier, which we did and now have a credit of £5000. We will now always shop in other stores for food and house items first before looking at JL. What a shame that JL partners are dumping all their loyal customers. I have since wrote to JL and they sent me a reply saying that they have no control over what has happened and I need to contact the new suppler. I am disappointed but my new online food supplier are great and slightly cheaper and is local to me. So thank you JL for making me change.. Reviewed on: 3rd November 2022

What have you done?

John Lewis what are you thinking? We have been loyal customers for many years and were very happy your partnership card. Why the change? And why New Day? After reading the reviews for John Lewis' new credit card provider - New Day - which were generally awful, we sought an alternative option. M & S came out top in independent reviews and have a loyalty scheme we'll use. Consequently no more John Lewis. (It is interesting to note that the M&S card is issued by HSBC who were John Lewis former card issuers.) It was a simple online application and we were offered an comparable first credit limit. Reviewed on: 3rd November 2022

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