Write a review

Newsletter

Go to business site

John Lewis: Partnership Card reviews

Name: Partnership Card
Rating: 2.04 (898 reviews)

View other John Lewis products

2.06

Based on 898 reviews, last reviewed 12th Jun 2026

300% increase in 5 star reviews

in the past 90 days

20% decrease in 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

Problem free credit card Problem free credit card which makes it easy for me to budget my every day expenses without the worry of being saddled with unsustainable debt. Reviewed on: 12th June 2026

Latest lowest rating:

1

Zero TRUST, and HONESTY Customer service is shocking. A distinct lack of ANY rewards for points earned. You call to say you have recieved zero vouchers depite clocking up ove... Read more Reviewed on: 30th April 2026

Read all reviews Write a review

About this product

Read our John Lewis Finance Partnership Card reviews to help you to find out about the pros and cons of taking out the Partnership credit card. What kind of features does the John Lewis Partnership card have? What do people think of John Lewis' customer service? Does the card have great benefits?

Find out more about the Partnership card by reading our reviews from the Smart Money People community - people like you. You can also write your own John Lewis Partnership Card review to share your own experiences.

Smart Money People is the UK's leading financial services review and insight hub. Together, we can make financial services work better for everyone.

Review John Lewis: Partnership Card now

Help others make smarter decisions by sharing your own experience.

Write a review

John Lewis Partnership Card reviews (898)

COMPLETE WASTE OF TIME - the rating should be 0, not 1

I have wasted two hours on two separate occasions trying to down load the app. I am computer literate. The physical card hasn't arrived - been waiting for weeks; and I am being told that my John Lewis details are wrong. They are not. An utter shambles. I will probably just return it. when it does arrive. Reviewed on: 1st November 2022

Fuming!

What an awful experience! I feel I’ve been punched in the gut. I’ve gone from £10000 credit limit on my old card to £250. My average monthly spend on old JL card was £1500-3000. I had the card for 20+ years. Always paid it off in full every month. In addition it was a right pain to set up. We’ll done John Lewis - great way to treat your loyal customers- not so loyal anymore! Reviewed on: 1st November 2022

I might have finally got a card but

… it’s crap! Been trying to move standing payments from my old long standing JL card to the sorry excuse of a new service. Ended up putting must my payments into a different card as the new HL card keeps failing in set up. I’d originally got rejected for a card but persevered and challenged it and finally got accepted. But not sure why I bothered - the whole change has been handled so badly by JL. They Blame Newday - but Newday are acting under the JL name and brand and JL management should be ashamed Reviewed on: 31st October 2022

An end of an era

What an awful way to treat loyal customers. Having to reapply for the John Lewis Partnership card, and a company so downmarket as New Day taking over the finance. I have had a JL card for at least thirty years, have a big store near to us and over the years have spent a fortune. Told it will stop working today, and to re-apply for the new card. On reading the reviews, there is no guarantee that I would be accepted and I definitely do not want anything to do with New Day. Bye Bye, you should have consulted with your loyal customers before making such a huge change. Reviewed on: 31st October 2022

Teething troubles

New John Lewis app not compatible with my phone. Like others coukdnt set up payment details first month because John Lewis not listed under News at. That seems to have been fixed now. Asked for paper statements which are coming through late but might be due to postal strikes. So not best of starts and keeping a close eye on performance over next few months. Reviewed on: 31st October 2022

New Day Card Rubbish

Why did JL even go to this company? Have been trying to setup the card for Business purposes(like the old trusted card)but a fiasco is an understatement,ring New Day all the lady said was you can pay now over the phone with any Debit card.She has no idea what to do about my issue.Looking for new card provider. New Day absolutely a nightmare. Reviewed on: 31st October 2022

What a disaster

Why did John Lewis decide to change from HSBC to Newday? Newday are absolutely awful. Spent weeks and many phone calls trying to get the code I had been sent to work to enable me to apply for the new card. Apparently there was a software issue. Having finally been accepted and the new card arrived found it to be contactless. Previously I had requested a non contactless card and HSBC had been happy to oblige. Called customer services again and the representative I spoke to was even more hopeless than those I had spoken to before. Several pieces of information he gave me turned out to be incorrect during the telephone conversation. Asked to speak to a manager, none available, was promised a call back but over two weeks later am still waiting. What has happened to John Lewis? I have been a customer for years. I gave up using Click & Collect when they started charging for this service. The stores have gone downhill with partners disinterested, lack of stock availability and product choice. Now with all the problems with Newday, who it seems couldn’t care less about John Lewis customers and the standards of customer care we have come to expect, I am thinking I will cut my John Lewis Partnership card up and not bother shopping in John Lewis again. Reviewed on: 31st October 2022

A FEW WORDS

I don't need many words - NEWDAY - ABSOLUTE RUBBISH, shame on you John Lewis you are no longer rated as highly as you always were and at this rate never will be again. Reviewed on: 30th October 2022

A total mess!

All I am trying to do is make payment of my balance to the new John Lewis Credit card. They make it almost impossible to transfer money from a bank account and no details of the JL bank on the statement, which is surely the norm? They clearly want to take money direct from the JL Credit Card website but that is not my way of doing things. I have held a Partnership Card for many years but after this fiasco, I will be closing my account and going elsewhere. Talk about a huge downgrade. John Lewis - what happened here??? I also did not like having to apply for the new card, putting an extra mark on my credit score. There should have been a seamless transfer from one card to the other, but no, that was too easy. Reviewed on: 30th October 2022

What a dreadful mistake

Credit limit been more than halved. No balance transfers. New card not turned up yet. Card blocked early- cannot even use old one despite having nearly £8k potential credit. No plausible explanation of why change has been made. Seriously thinking of never shopping at JL/ Waitrose anymore. Feel so let down. They should hang their heads in shame Reviewed on: 29th October 2022

Do you have a different John Lewis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Alternative products

Credit card
from 118 118 Money 4.73 from 5641 reviews
Credit Card
from thinkmoney 4.03 from 3 reviews
Credit Card
from Bank of China (UK) 4.12 from 2 reviews

Want to see more from John Lewis?

Travel Insurance
from John Lewis 4.08 from 4 reviews
Breakdown Insurance
from John Lewis 4.03 from 1 reviews
Car insurance
from John Lewis 2.80 from 33 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub