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John Lewis: Partnership Card reviews

1.32
Based on 891 reviews, last reviewed 17th Apr 2026
No new 5 star reviews
in the past 90 days
25% increase in 1 star reviews
in the past 90 days
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5%
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1%
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4%
See only 1 star reviews
88%

Latest highest rating:

4

High interest although you gain points using your cr... High interest although you gain points using your credit card whilst shopping in John Lewis Reviewed on: 17th April 2026
Mary A's avatar
Mary A

Latest lowest rating:

1

I used my card to pay for petrol at my local Sainsbu... I used my card to pay for petrol at my local Sainsbury's. Later that day I received a message saying there was a suspicion of fraud. A simple glance a... Read more Reviewed on: 27th March 2026
David M's avatar
David M

About this product

Read our John Lewis Finance Partnership Card reviews to help you to find out about the pros and cons of taking out the Partnership credit card. What kind of features does the John Lewis Partnership card have? What do people think of John Lewis' customer service? Does the card have great benefits?

Find out more about the Partnership card by reading our reviews from the Smart Money People community - people like you. You can also write your own John Lewis Partnership Card review to share your own experiences.


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John Lewis Partnership Card reviews (891)

A FEW WORDS

1
I don't need many words - NEWDAY - ABSOLUTE RUBBISH, shame on you John Lewis you are no longer rated as highly as you always were and at this rate never will be again. Reviewed on: 30th October 2022

A total mess!

2
All I am trying to do is make payment of my balance to the new John Lewis Credit card. They make it almost impossible to transfer money from a bank account and no details of the JL bank on the statement, which is surely the norm? They clearly want to take money direct from the JL Credit Card website but that is not my way of doing things. I have held a Partnership Card for many years but after this fiasco, I will be closing my account and going elsewhere. Talk about a huge downgrade. John Lewis - what happened here??? I also did not like having to apply for the new card, putting an extra mark on my credit score. There should have been a seamless transfer from one card to the other, but no, that was too easy. Reviewed on: 30th October 2022

What a dreadful mistake

1
Credit limit been more than halved. No balance transfers. New card not turned up yet. Card blocked early- cannot even use old one despite having nearly £8k potential credit. No plausible explanation of why change has been made. Seriously thinking of never shopping at JL/ Waitrose anymore. Feel so let down. They should hang their heads in shame Reviewed on: 29th October 2022

Like so many others - we're off

1
I've been a partnercard holder for 10 years, exceptionally happily. So much so we took out a second card for household expenses - and enjoyed spending our vouchers on our home. Today, I've spent 51mins on hold for NewDay customer services to find out the business name in order to set up a BACS payment. No indication on the statement and, thanks to an earlier review, I wasn't surprised to see the Santander name come up when setting up the new payee account. But my bank insists on a business name, and nothing on the list seemed appropriate - the 3 different Debenhams options were tempting following the aforesaid review, but risky - rather like Russian roulette! After 51 mins on hold for customer services I gave up - we decided to find another provider. My parents were John Lewis account holders, I've been a loyal customer, and for 5 years I was a very proud Partner, but enough is enough. The decline is very sad to see, and the whole debacle with NewDay is the final straw. We're Off. Sharon White (and the Board) please take note. Reviewed on: 29th October 2022

COMPLETE AND UTTER DISASTER.

1
Like many other John Lewis cardholders, I tried to make a bank transfer payment. Sort Code & Account Number shows : Amazon,Debenhams, Asda, BUT NOT JOHN LEWIS…. New Day helpline said “ just pay under Amazon “ Isn’t that a STUPID SUGGESTION ? Why would I do that ? My statement from New Day does not differentiate between purchases by the primary or secondary card holder ????? WHY NOT. ? I need to know WHO has made the purchase. I don’t want to GUESS !!! Such a shambles and such a shame. I WILL NOW DITCH MY JOHN LEWIS CARD. Reviewed on: 29th October 2022

Downgraded credit limit

1
I have been a loyal customer of John Lewis for as long as I can remember and had a partnership card for the last ten years. My John Lewis credit limit was £11,000. I regularly spend up to my limit and I paid in full every month. My new card credit limit is £7,000, which I know will be insufficient. I submitted a complaint about the credit limit but heard nothing more. Very disappointed by the poor service. Reviewed on: 29th October 2022

New Credit Card

1
I was informed by letter some months ago that I would receive a letter with an unique number for smooth transition to the new credit card when the old one expired on the 31st October. Today is the 29th October and I am still waiting for my unique number. The old credit card managed by HSBC was brilliant but the new one is managed by New Day and I have not found them very good from my dealings with them in the past. Wrong move John Lewis as some of your others recently. I am looking elsewhere for my new credit card. Reviewed on: 29th October 2022

Card not recognised for online payment to Land Registry

1
Tried to make online payment to Land Registry today with new card. Message said card not recognised, so had to use old card, which was fine. Shame that can’t be used for long now. Please don’t tell me to phone helpline as life is too short to wait for that. Reviewed on: 28th October 2022

Problems at every turn

1
Having gone through multiple hoops to transfer from old to new (Newday) provider, including being rejected, then accepted when Newday admitted that there had been mistakes and problems for many people, I have now had a nightmare trying to pay the first bill. Nowhere on the bill is the name of Newday given for the account - they just give sort code and account number which is insufficient for online banking. Why are the account number and card number different? Both 16 digits. Does John Lewis know or care what this is doing to their reputation? They need to take action. Reviewed on: 28th October 2022

BACS Payments to Debenhams? FFS

1
I wanted to set up BACS Payments from my First Direct account. After searching the list of available payees - no trace of the "Newday" Partnership card. Thank goodness FD still have people you can speak too - apparently JL have contracted with Debenhams to process the BACS transfers - so FD set it up and there it was with the correct sort code and account details. So BACS payments to my new Partnership card aka Newday (which was/is? also Santander) is via Debenhams. And I thought the Prime Minister debacle was bad - So I made a test payment of £1 to see if it arrives! Reviewed on: 28th October 2022

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