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John Lewis: Partnership Card reviews

Name: Partnership Card
Rating: 1.33 (874 reviews)

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1.34

Based on 874 reviews, last reviewed 25th Jul 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

88%

Latest highest rating:

5

had a partnership card for years now. had a partnership card for years now. love the rewards vouchers on spends and the points you are awarded for using their credit card which i normally ... Read more Reviewed on: 12th June 2025

Latest lowest rating:

1

Terrible Customer Service and Fraud Support We have had a fraud claim on out account since May 2025, we have made 5 calls to try and get this resolved, spoken to 4 different Customer Service age... Read more Reviewed on: 25th July 2025

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About this product

Read our John Lewis Finance Partnership Card reviews to help you to find out about the pros and cons of taking out the Partnership credit card. What kind of features does the John Lewis Partnership card have? What do people think of John Lewis' customer service? Does the card have great benefits?

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John Lewis Partnership Card reviews (874)

Not impressed

Couldn’t get the new card working. Now glad l didn’t. Very disappointed after 20 plus years of having the card and paying off. Now heard vouchers that l have will not be given because under £50. Come on j Lewis can you afford to turn away good customers . Have gone to m&s have no reason to shop j Lewis now! Reviewed on: 26th October 2022

What a total hassle to try and get a new credit card with new provider

So much false information given by John lewis,told I could go into any waitrose store to complete transfer form wrong I could make a trip to Exeter 28 miles appointment needed..........Very poor customer service after years of perfect service Reviewed on: 26th October 2022

Another sad nail in John Lewis's coffin

Like many loyal JLP customers I have noticed that service (and stock availability) has got worse year by year. I was also surprised and disappointed to have to go through the inconvenience of reapplying for the credit card. I did so and was given a card with the same credit limit. Little did I realise how much it had changed with just 15 days credit. I'm not sure how it helps anyone who is paid and plans their finances monthly to have this credit card. My old statement would be dated about 4th of the month and I would pay on the last day so I could set up a month's budget in the first week of the month. Now, I have to wait and see what I have spent up to 20th of the month, before paying my balance on the 4th. That is no help to me as I try to ensure that I have enough in my current account to pay the month's bills and clear my credit card balance without going overdrawn. Time to find a proper credit card that operates more like the old Partnership Card. Reviewed on: 26th October 2022

Death wish

Same experience as many. High income, high credit rating, held JL card for years, paid off monthly. Rejected by NewDay, who apparently only want people they can milk for usurious interest rates. Why would JL want to trash their own reputation like this? I'm now an ex-JL customer and won't be coming back. Reviewed on: 26th October 2022

Some reward for 20 years of in store loyalty

Like many others, I have had my renewal for a Partnership card of over 20 years rejected by New Day. I have no mortgage, no debts, an excellent credit rating, a significant income, have always paid back in full. Moreover, John Lewis has always been my store of choice. Shame on them. Reviewed on: 26th October 2022

Institution of NewDay as a Card Provider

NewDay claim that they base acceptance based on '(A) affordability & (B) credit score'. I confirmed in my application with evidence, that in terms of affordability - I'm in the top half a percent of earners & my credit score is high at 991 out of 1000. On this basis...I was refused. I complained to JL & was refused a second time with JL stating that they could not intervene? Having been a loyal, trouble free Customer for over 15 years, against NewDay's criteria...I should not have been refused. But the growing chorus of opinion indicating that NewDay are 'profiling' Customers who may have difficulty in clearing monthly payments....since they are more likely to pay interest. Loyal, long-standing Customers are clearly being disenfranchised using credit status & affordability (fraudulently) as an excuse to deny existing Customers the ability to retain their association with JL. JL have sadly lost their way. They have allowed a Credit Provider to usurp their reputation which is bizarre. Given how long it takes to build a reputation & in a matter of months for this to be discarded for no good reason. Reviewed on: 25th October 2022

Refused newday card

We've held John Lewis credit cards for years but had application for Newday card rejected despite excellent credit rating (checked on Experian yesterday). This is despite a generous retirement income etc Very disappointing but the John Lewis loss will be M&S's gain.. Reviewed on: 25th October 2022

Refused new credit card

Applied for new card and refused apparently because I clear my balance monthly and am therefore a severe credit risk. American Express welcomed me with increased credit limit as Experian rate me in top 5% for credit risk Reviewed on: 25th October 2022

NewDay Ltd John Lewis credit card

On 22 October 2022 my NewDay Ltd John Lewis Credit card was rejected. Just didn’t work. No explanation. Good job I had my debit card with me. Please get this sorted John Lewis or go back to HSBC. Reviewed on: 25th October 2022

NEW CARD

Credit Limit on new card is 38% less than I have at present and have had for many,many years. My credit rating by Experian is the highest possible - 999. I have always paid off my account in full each month. I will use my other cards in the future. Reviewed on: 25th October 2022

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