Write a review

Go to business site

Lloyds Bank: Business Banking reviews

Name: Business Banking
Rating: 2.4 (149 reviews)

View other Lloyds Bank products

2.40

Based on 149 reviews, last reviewed 28th Mar 2026

100% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

23%

11%

48%

Latest highest rating:

5

The best bank and the closest one, when I go there i... The best bank and the closest one, when I go there is never a line inside Reviewed on: 25th March 2026

Latest lowest rating:

1

Closed my account with no reason given Lloyds Bank closed both my Current account and Business account. No reason given. Demanded that I repay my overdraft within 30 days. It's ridiculous t... Read more Reviewed on: 28th March 2026

Read all reviews Write a review

About this product

Lloyds Bank business banking reviews at Smart Money People are helping other business people to fund out what being a business banking customer at Lloyds Bank is really like. With business banking and aspects such as access to finance being so important to many business owners, Smart Money People is becoming the UK's leading source of Lloyds Bank business banking reviews. Remember that you can write yours too, and join our mission to increase trust and transparency in financial services.

Review Lloyds Bank: Business Banking now

Help others make smarter decisions by sharing your own experience.

Write a review

Lloyds Bank Business Banking reviews (149)

What am I paying for ?

I pay a monthly fee, but not sure what I am paying for ? Reviewed on: 20th January 2016

Easy to work with

I never go into the bank, I mainly use online banking which I am very happy with. I value them because they look after my money and they're easy to work with! Reviewed on: 20th January 2016

It meets our day to day needs

It meets our day to day needs but not more than that. It could be better by offering some interest on longer term deposits. I value the security, reliability and timeliness. Reviewed on: 20th January 2016

Quick and easy

The whole process from start to finish was very simple. My mind was put at ease and I felt confident that the service was right for my business. Reviewed on: 16th January 2016

there needs to be a better business bank!

setting up business banking is a nightmare fraught with copious amounts of paperwork that could be streamlined via technology Reviewed on: 15th January 2016

Transparent costs, excellent customer service and superb online banking.

The customer service and support we've received has been great. The internet banking is easy to use and accessible. I'm also impressed with the levels of security - it's secure without being too difficult to access regularly. Banking costs are very transparent as is the cost of borrowing. Downside was the period of time taken to open the account - it took in excess of 2 months to get to account operational due to backload. Reviewed on: 13th January 2016

Very bad customer's accounts management

I was a loyal Lloyds customer for almost 10 years! We have ours ups and downs with Lloyds but both sides have always been ready to solve the problems without unnecessary distress. All for nothing when Lloyds (14 days ago) decided to close our business account giving us : N O T H I N G ! - no written notice about account closure - no letter informing about account closure - no letter explaining why the closing (this one is in their T&C so I don't really complain about it) - no cheque with our account balance - SIMPLE - LLOYDS STOLE OUR MONEY (we got last statements as a proof) - no contact with Lloyds review team - simple answer "I'm sorry. Nothing we can do about it"! Lloyds in few simple steps send our company into bankruptcy - we have no access to our funds, unpaid invoices, customer can't pay us (our account simply vanished!) and there is nobody who willing to help us :( if you run micro business PLEASE STAY AWAY FROM LLOYDS! You may loose your money without warning! Reviewed on: 5th October 2015

All depends

Since I've had my business we've gone through a good few 'relationship managers'. Some were, well too overstretched to do the job justice, but got the feeling they tried their best. This will probably embarrass her but Charlotte can't do too much for us! Reviewed on: 2nd October 2015

Adequate

Meets our simple needs but hardly a great example Reviewed on: 14th July 2015

Average

I've had our SME banking with Lloyds since we launched in 2009. On the whole, the service is ok - but it can be lacking quality interaction which is important when something complicated / issues crop up. Reviewed on: 3rd June 2015

Do you have a different Lloyds Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Alternative products

Business Bank Account
from Coconut 4.85 from 209 reviews
Business Account
from Monzo 4.93 from 1979 reviews
Business account
from Zempler Bank 4.83 from 9395 reviews

Want to see more from Lloyds Bank?

Cashback credit card
from Lloyds Bank 4.67 from 15 reviews
Travel Money
from Lloyds Bank 4.63 from 3 reviews
Student Mastercard Credit Card
from Lloyds Bank 4.61 from 7 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub