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Lloyds Bank: Classic Account reviews

Name: Classic Account
Rating: 4.08 (758 reviews)

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4.01

Based on 758 reviews, last reviewed 2nd Jul 2025

59% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

57%

20%

10%

Latest highest rating:

5

I’m really having a good time with Lloyds Bank Class... I’m really having a good time with Lloyds Bank Classic Account. Zero account charges and I can access my finances anytime. Reviewed on: 2nd July 2025

Latest lowest rating:

1

Easy banking happy with service bank review Easy banking happy with service been a customer for 30 years Reviewed on: 2nd April 2025

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About this product

The Lloyds Classic Account is fee free for use in the UK, providing your account balance doesn’t go below £0.

The Lloyds Classic Account can be serviced via the app and you can earn up to 15% cashback on spending with selected retailers.

Lloyds Classic Account reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Classic Account reviews (758)

Amazing Customer Services

Brilliant 24 hour internet banking able to use worldwide ~ all my family bank with lloyds ~ very quick easy transfers even with using a mobile phone as a text Reviewed on: 4th February 2017

Great bank

Nothing's too much trouble for all the staff at my local lloyds and my classic account works well for me Reviewed on: 3rd February 2017

savings

We were wanting to open up a savings account for our 3 children. We rang to make an appointment and we got the appointment within a couple of days. We arrived early and did not have to wait long and we were seen before our appointment time. Very helpful member of staff,went through all our options with no pressure of taking a certain account. We did not feel rushed, everything was explained so it was easy to understand. We opened the accounts that day and paying in to our childrens accounts is really easy and takes seconds with online banking Reviewed on: 3rd February 2017

Classic Account

I have always found the staff in my local branch to be most helpful. I do think the Classic Account could offer the higher rate of interest on a larger amount than at present Reviewed on: 3rd February 2017

Current account

Typical current account no different than any other. Reviewed on: 3rd February 2017

Does what I need with really wowing me

It is nothing special but it does what I need. The mobile app is good and the branch location brilliant. Reviewed on: 3rd February 2017

Long-standing Lloyds Customer!

I've been a long standing customer of Lloyds since I was in my early teens and I'm now nearly 30 and I wouldn't change bank. I have had a current account, plus various other products over the years and Lloyds have always dealt with me and my products in a good professional manner. My only gripe is that interest rates are low , but I understand this is a sector wide issue. I will continue to use Lloyds as I feel confident in the company. Reviewed on: 1st February 2017

Always helpful and reliable

Never feel stupid and never had any problems with my banking Reviewed on: 24th January 2017

Very few benefits

Despite having been with the bank for years, there are basically no benefits to my account and I'm constatly getting letters telling me that my interest rates will be decreasing. It is likely i will switch to another bank in future. Reviewed on: 24th January 2017

Very helpful

I was conned out of some money and my bank paid it all back to me Reviewed on: 21st January 2017

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