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MBNA: Credit Card reviews

2.68
Based on 183 reviews, last reviewed 10th Feb 2025
100% decrease in 5 star reviews
in the past 90 days
25% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
42%
See only 4 star reviews
11%
See only 3 star reviews
6%
See only 2 star reviews
5%
See only 1 star reviews
36%

Latest highest rating:

5

Straight forward company. Straight forward company. App works well. reasonable offer rates. Reviewed on: 1st November 2024
David H's avatar
David H

Latest lowest rating:

2

Unreliable card for 2nd card holder As a second card holder, my card is always being declined 'just in case of fraud'. I am appreciative of fraud prevention, but I cannot tell you how ma... Read more Reviewed on: 10th February 2025
Leks W's avatar
Leks W

About this product

MBNA (a Bank of American company) is a leading supplier of credit cards in the UK. With a range of credit cards to choose from (including balance transfer cards, reward cards and charity cards), reading MBNA Credit Card reviews can help you to find out what other consumers are saying about MBNA. You can write your own MBNA credit card review at Smart Money People by clicking the write review button.

MBNA Credit Card reviews (183)

Review of the MBNA, Credit Card:

Bombarded

2
I took out this out as my first credit card, as the sign up bonus was quote good. I didn't use it much but this didn't stop them sending me endless amounts of post re: balance transfer offers and other cards which i did not need at all. I got so annoyed with all of this spam I got another card and closed this one (which was a convoluted process in itself) and would never use them again. Reviewed on: 14th June 2016

Money Transfer Card

5
Signed up for a 0% Money Transfer card - brilliant as you have to leave 5% of the value of the balance! Helps me out! Reviewed on: 31st May 2017

Just right!

5
MBNA have provided me with a credit card that has alwys been upfront and never any problems, plus rewards points that I have had some wonderful products from. Reviewed on: 31st May 2017

Great product

5
Superb credit card with low interest rates Reviewed on: 31st May 2017

Best credit card I've had

5
Mbna have great customer service with very original security questions which makes me feel confident my personal information and my account are well protected. The online app is easy to use and it's easy to keep track of my account or make changes if I need too. They have given me a very fair interest rate as well and ask for a more than reasonable minimum payment even though I pay more than is asked. I would definitely recommend mbna for its friendly staff and easy account maintenance Reviewed on: 30th May 2017

Good rates

5
Have a credit card with MBNA and had the 14 months no interest option. Paid off the balance before the interest free option ran out, they upped my credit and gave me a further 14 month interest free option. I would recommend! Reviewed on: 30th May 2017

Best credit card provider for balance transfer

5
The 0% balance transfer option is getting very attractive these days and is the best way to save your money on the interest you pay to the lenders. I chose MBNA's as they met my requirements. What was attractive about the offer was that it was really hassle free in terms of supportive documents. Lesser processes and quicker turn around time. Reviewed on: 20th May 2017

Excellent help in an emergency

5
I needed some emergency cash - submitted a request for a cash transfer on my credit. Approved in 30 minutes and had the money in my account in 48 hours Reviewed on: 19th May 2017

Great Credit Card

5
0% cash and balance transfer offers cheap card great customer service saves me a lot of money. Reviewed on: 13th May 2017

Super quick

5
Very quick to resolve an issue, user friendly website without lots of codes etc to remember. Reviewed on: 11th May 2017

Excellent customer service

5
Most helpful when fraudulent use occured Reviewed on: 1st May 2017

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