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Moneybox app: Lifetime ISA reviews

4.95
Based on 4,928 reviews, last reviewed 4th Sep 2025
99% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

I used it in 2025 to purchase my first home I used it in 2025 to purchase my first home. The process of withdrawing the money was seamless. Reviewed on: 4th September 2025
Chanelle Camilleri's avatar
Chanelle Camilleri

Latest lowest rating:

1

Less interest rate which is only half of the inflati... Less interest rate which is only half of the inflation rate. Caused me to erode my savings. Reviewed on: 27th March 2024
Abraham Joseph's avatar
Abraham Joseph

About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

Moneybox app Lifetime ISA reviews (4928)

Review of the Moneybox app, Lifetime ISA:

It is a very easy app to navigate and in general it...

5
It is a very easy app to navigate and in general it inspires confidence that your money is protected. Whenever I needed advice from moneybox agents were very knowledgeable and helpful and let me find a suitable mortgage Reviewed on: 5th February 2025

Their customer service to be super detail orientated!

5
I've always found the customer service to be super helpful. Not only do you have a real life person to speak to with any enquiries, but also the additional information via blog/websites on key topics around money saving, mortgages, ISAs etc. It feels like they genuinely want to offer detailed advice. Reviewed on: 22nd April 2025

It's easy to use.

5
It's easy to use. There's multiple accounts/products all housed in one app. Reviewed on: 22nd April 2025

Simple & rewarding.

5
Simple & rewarding. Best way to increase your money! Reviewed on: 22nd April 2025

Great rates and easy to use app that makes the whole...

5
Great rates and easy to use app that makes the whole process very simple. Have recommended to friends and family who have joined and had similar experiences after being worried about putting their money somewhere safe Reviewed on: 22nd April 2025

I’ve been using Moneybox for just over a year now an...

5
I’ve been using Moneybox for just over a year now and honestly, it’s made saving and investing feel really accessible. The round-up feature is brililant — I barely notice the small change being saved, but it really adds up over time. I’ve also started putting money into a Stocks & Shares ISA through the app and it's been suprisingly straightforward, even for someone who isn’t very clued up on investing. The interface is clean and easy to navigate, and I appreciate the little updates and nudges they send to keep you on track with your goals. Interest rates on the savings accounts are also quite competitive, especially when compared to high street banks. Overall, it’s a solid app for anyone looking to get a bit more hands-on with their finances without feeling overwhelmed. Would definitely recommend giving it a go if you’re looking to build better saving habits. Reviewed on: 22nd April 2025

So simple!

5
Easy and intuitive to use. Can easily keep track of lifetime osa and stocks and shares isa. Reviewed on: 21st April 2025

Great service all around, covering isa, Lisa, s&s, n...

5
Great service all around, covering isa, Lisa, s&s, notice accounts, mortgages and more. Reviewed on: 21st April 2025

The moneybox LISA is a fantastic product.

5
The moneybox LISA is a fantastic product. The app is very effective and clear, being the most user friendly app I have used when doing my online finances. Reviewed on: 21st April 2025

The LISA rate was good for a year but I switched out

4
The LISA rate was good for a year but I switched out because the rate dropped Reviewed on: 20th April 2025

Super easy to use and accessible to almost anyone

5
Super easy to use and accessible to almost anyone Reviewed on: 17th April 2025

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