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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.95 (410 reviews)

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4.95

Based on 410 reviews, last reviewed 4th May 2025

39900% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

Quick to set up, easy to use, no fees. Perfect! Set up my childrens account in about 10 minutes. Cards arrived in under 48 hours. No fee and we can all see there balances and manage their accounts. ... Read more Reviewed on: 20th April 2025

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025

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About this product

A free account for kids that keeps up as they grow up.

Monzo Under 16s account reviews (410)

Review of the Monzo, Under 16s account:

Monzo under 16s is very restrictive and controlling...

Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old account which is restrictive and a 11-16 account where its exactly like an over 16 account with less limitations and they can do what a normal Monzo account can please do this Monzo Reviewed on: 4th May 2025

Quick to set up, easy to use, no fees. Perfect!

Set up my childrens account in about 10 minutes. Cards arrived in under 48 hours. No fee and we can all see there balances and manage their accounts. A great way to teach financial management whilst keeping some oversight! Reviewed on: 20th April 2025

Easy to use, always reliable

Easy to use, always able to chat to someone if needed. Sorts problems out fast with no fussing Reviewed on: 19th April 2025

So easy to use and great for using abroad

So easy to use and great for using abroad Reviewed on: 19th April 2025

Excellent rate when travelling abroad and very relia...

Excellent rate when travelling abroad and very reliable Reviewed on: 19th April 2025

Couldn’t be happier with Monzo much better than NatW...

Couldn’t be happier with Monzo much better than NatWest my previous bank! Reviewed on: 18th April 2025

Great option for kids to teach them about money

Great option for kids to teach them about money and responsibility for their own money. The set up process was very quick and easy and can be done at a time that suits you. Reviewed on: 18th April 2025

Monzo's under 16 account is a proper boon for parents

he Monzo under 16 account is a proper boon for parents and teens alike. Getting it set up was a doddle through the app, and it's brilliant that it doesn't cost a penny. For young 'uns just starting to get to grips with managing their own money, it's spot on. The separate app for them is really well thought out – it gives them a sense of independence while still letting parents keep an eye on things. Seeing their spending in black and white helps them learn the value of money and make better choices. Plus, the ability for parents to top up their account instantly is super handy for pocket money or little emergencies. The security features are also reassuring. Knowing they can freeze their card instantly if it gets lost gives you peace of mind. And the spending notifications they get help them track what's going in and out. It's a fantastic way to introduce teenagers to the world of digital banking in a safe and controlled environment. It teaches them responsibility without the worry of hefty fees or complicated stuff. Definitely a top-notch way for young people to manage their money. Reviewed on: 15th April 2025

Wonderful experience with Monzo. Amazing

Wonderful experience with Monzo. Monzo has good and quality customer service Reviewed on: 15th April 2025

Superb Experience

Almost all activities are intuitive and straight forward. Superb experience. Reviewed on: 14th April 2025

Easy app to use.

Easy app to use. A bank who is on your side. I got conned and the bank returned my money within days! Replaced 2 lost cards during the time I've banked with Monzo. Reviewed on: 12th April 2025

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