Smart Money People Logo

Monzo: Current Account reviews

4.92
Based on 15,547 reviews, last reviewed 4th Mar 2025
7478% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Best bank ever - built for the modern world Best bank ever - built for the modern world Reviewed on: 4th March 2025
rdougs77's avatar
rdougs77

Latest lowest rating:

1

No Longer Trustworthy or Reliable I switched to Monzo for full banking, drawn in by the promises of a modern, trustworthy service. In the past, I believed they were a forward-thinking ... Read more Reviewed on: 17th February 2025
Matthew C's avatar
Matthew C

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (15547)

Review of the Monzo, Current Account:

Not bad at all

3
Great benefits, but still get charges for use Reviewed on: 14th November 2018

Seamless app, intuitive and easy to use.

5
They have a brilliant app which is very easy to set up and use. They have a referral scheme which I've not managed to use as all my friends/family are already with them. Haven't had any issues with the app/service at all. There's currently a saving competition on at the moment which for once in my life has encouraged me to save, which is no mean feat. I would recommend Monzo to anyone who will listen (and those who don't, too!). Reviewed on: 27th February 2025

A bank for the future and the present.

5
A bank for the future and the present. just works, great app, Monzo is up to date not stuck in the past Reviewed on: 27th February 2025

Good service

5
Acceptable level of service & excellent live notifications Reviewed on: 27th February 2025

A great online bank

5
I've never had any issues with monzo! The app is great, the savings features are excellent and I am happy I chose to bank with them. Reviewed on: 27th February 2025

Faultless

5
I can’t fault this bank. Very few issues and the ones I have had have been of my own doing and rectified immediately.. Reviewed on: 27th February 2025

Great place to save

5
Love using the pots to save for various things. Reviewed on: 27th February 2025

Modern Banking, Simplified

5
Monzo is a fantastic, user-friendly banking app. Real-time spending notifications and "pots" for saving are excellent. Easy setup, instant card freezing, and responsive customer service make it a top choice. While lacking physical branches, the app's convenience is unmatched. Highly recommended. Reviewed on: 26th February 2025

It's that good

5
You don't even need to call customer service, it's that good. The Max plan is great value too. Reviewed on: 26th February 2025

Banking exactly how it should be! Thank you Monzo

5
For every element of banking I have done with Monzo the service has been great. From moving money about, changing deposit amounts to raising fraud cases etc the team have been on hand to help me every step of the way Reviewed on: 26th February 2025

Modern bank

5
Monzo has an easy to use app, transactions come through instantly and I receive notifications for any payment going in or out which is great. Reviewed on: 26th February 2025