Write a review

Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (14961 reviews)

View other Monzo products

4.92

Based on 14,961 reviews, last reviewed 8th Feb 2025

693% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo does modern digital banking right I switched from Natwest as their banking app and customer support was poor. Their online services were convoluted. Monzo is much simpler and makes it ... Read more Reviewed on: 8th February 2025

Latest lowest rating:

1

Terrible I opened a current account and it was closed. Emailed customer service slow response. Called the number was on hold and the women who answered didn’t ... Read more Reviewed on: 9th January 2025

Read all reviews See your review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (14961)

Review of the Monzo, Current Account:

Monzo App sets the standard

The Monzo app is currently setting the benchmark for how good banking apps can be. Really easy to use with lots of great features. The product offerings aren't the strongest yet and they are beaten on interest rates by some competitors (such as Zopa), also it took them ages to offer a decent overdraft facility... but their app is really second to none. Reviewed on: 4th April 2023

Easy to use.

Easy to use app, great additional features and UX, and easy to access information about my banking. Reviewed on: 7th February 2025

Spending segments & roundups

Able to segment spending into different categories which is helpful for reviewing my spend over the month. Also, roundups as a feature are helpful for saving money in a routine way that is dependable and this helps me save money! Reviewed on: 7th February 2025

Very engaging brand, user friendly app and customisa...

Very engaging brand, user friendly app and customisable and offer a range of services. They swiftly became my main current, savings and credit account. Reviewed on: 7th February 2025

I have been a loyal customer for 6 years now, Monzo...

I have been a loyal customer for 6 years now, Monzo made my life easier when I moved to the UK. It is the only bank account I have and I love all the features on the app. Reviewed on: 7th February 2025

Had Monzo since before it was a bank, still use it t...

Had Monzo since before it was a bank, still use it to this day. Amazing service, amazing insight. Reviewed on: 7th February 2025

I've been a monzo customer for 8 years roughly and e...

I've been a monzo customer for 8 years roughly and enjoyed my experience compared to conventional banking. Reviewed on: 7th February 2025

The best bank and marketing team going

I've been with Monzo for years and It's the best bank I've ever used. The Interface, usability, support and value with perks and rewards is unbeaten. Also, their marketing on LinkedIn deserve an award. Reviewed on: 7th February 2025

Sometimes i used in the world on holyday

Sometimes i used in the world on holyday Reviewed on: 5th February 2025

Awesome bank then and now.

Awesome bank then and now. Always innovating and improving. The premium account is amazing value for money. Reviewed on: 5th February 2025

Excellent bank account

The Monzo app works well and has good loan offers, the money is safe. Reviewed on: 3rd February 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

M Plus Account
from Virgin Money 3.19 from 14 reviews
Current Account
from Yorkshire Bank 3.77 from 76 reviews
Choice Current Account
from Santander 4.12 from 15 reviews

There's still more to see!

Monzo has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub