Write a review

Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (15557 reviews)

View other Monzo products

4.92

Based on 15,557 reviews, last reviewed 5th Mar 2025

7567% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Super online banking platform, great for savings and... Super online banking platform, great for savings and investments and easy to use app Reviewed on: 5th March 2025

Latest lowest rating:

2

Improvement needed in support Their support is going downhill lately. I still believe they can pull it back Reviewed on: 5th March 2025

Read all reviews See your review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (15557)

Review of the Monzo, Current Account:

4 years with monzo.

I have had Monzo for 4 years now and still getting used to it,but the process to sign up was very secure which ultimately made me feel more confident in my decision to trust that it was safe to use.Monzo Is practically like a real bank just without a physical branch.I primary use Monzo for savings and it's been great so far. Reviewed on: 4th March 2025

Best bank ever - built for the modern world

Best bank ever - built for the modern world Reviewed on: 4th March 2025

A better Internet Banking Experience .

Monzo allows early payment which is convenient. This give peace of mind when hit with early or unexpected bills. The ability to improve credit rating with a Monzo account is advantageous in preparation for future financial products. Reviewed on: 4th March 2025

Excellent investment and pot options

Excellent investment and pot options Reviewed on: 4th March 2025

I have been with Monzo for three years now.

I have been with Monzo for three years now and I’m very satisfied. I use Monzo and my main bank account and just upgraded to Monzo max Reviewed on: 4th March 2025

Very Happy

Very Happy with all the services available in the app Reviewed on: 4th March 2025

Monzo make it so easy to bank.

Monzo make it so easy to bank. Lots of great insights to help me control budget. Great rates on savings and investments, paid benefits are many and valuable. Service and support is quick clear and easy. Reviewed on: 4th March 2025

Excellent customer service when I have had problems

Excellent customer service when I have had problems Reviewed on: 4th March 2025

Let's be honest banking can be boring can't it?

Let's be honest banking can be boring can't it? I feel like Monzo has taken the everyday, mundane and has given it a bit of *sparkle*. Whether it be giving you incentive to save money, weekly treats at Greggs or it's fun little end of the year round up (although please don't remind me that I'm in the top 1% of ASOS! That's supposed to be between me and you!). Monzo's app has actually reduced my spending habits somehow? So they must be doing something right! and I can still enjoy my weekly Chinese without judgment, what more could a girl ask for? Thank you Monzo! You are like Elle Woods if she was a banking app 'what? like it's hard?'...keep sparkling babygirl! Reviewed on: 4th March 2025

i like using monzo for both current and savings acco...

i like using monzo for both current and savings account. its easy to use as i can keep track of all payments. Reviewed on: 4th March 2025

Convenient and simple. Great for joint banking

Convenient and simple, app format makes it so accessible. Great for collaboration with my partner via joint account and pots. Security features to limit spending and large payments are simple to apply and simple to get around when I need to as well. Reviewed on: 4th March 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Plus Current Account
from The Cumberland 4.91 from 38 reviews
Select Account
from NatWest 4.55 from 703 reviews
Current Account
from Kroo 4.90 from 4058 reviews

There's still more to see!

Monzo has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub