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Monzo: Current Account reviews

4.92
Based on 16,915 reviews, last reviewed 9th Apr 2025
49800% increase in 5 star reviews
in the past 90 days
267% increase in 1 star reviews
in the past 90 days
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3%
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1%

Latest highest rating:

5

Such a refreshing change to consumer banking - easy... Such a refreshing change to consumer banking - easy app, dynamic product and prompt and accessible customer service! Reviewed on: 9th April 2025
DB's avatar
DB

Latest lowest rating:

2

Froze our card Froze my husband's card for absolutely no reason. Not expected behavior. Can do much better. Reviewed on: 9th April 2025
Marta's avatar
Marta

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (16915)

Review of the Monzo, Current Account:

Modern, easy to use bank account

5
I’ve been using Monzo for a number of years now, and it has completely changed the way I manage my finances. The app is incredibly user-friendly, making it easy to track spending, set budgets, and save money effortlessly. Instant notifications for transactions give me peace of mind, and the ability to create savings pots helps me stay organized. There is also lots of helpful information on savings & investments available & I love the 1p saving challenge & round up features. One of my favorite features is the fee-free spending abroad—no hidden charges, just real exchange rates, which is perfect for me as I travel a lot. Customer service is also top-notch, with fast and helpful responses whenever I’ve needed assistance. Overall, Monzo makes banking simple, transparent, and hassle-free. Highly recommend it to anyone looking for a modern, easy-to-use bank account! Reviewed on: 28th March 2025

Genuinely modern banking tech.

5
Genuinely modern banking tech. Always banked with Halifax and barclays and Monzo is such a breeze in comparison. Easy to use apps, flexible finance options, easy to use abroad. Good savings rates. Reviewed on: 8th April 2025

It’s just so easy.

5
It’s just so easy. Even my grandma uses it with ease. Reviewed on: 8th April 2025

Great app to manage finances.

5
Great app to manage finances. Good opportunities to save money with great %. Easy to use, up to date with notifications. Secure bank! Reviewed on: 8th April 2025

Monzo the best

5
Love the monzo app and features it’s the best Reviewed on: 8th April 2025

The app is great and easy to use, love the credit re...

5
The app is great and easy to use, love the credit report and mortgage tracking system Reviewed on: 8th April 2025

Using monzo is very simple and fast to set up.

5
Using monzo is very simple and fast to set up. It can be easily used by all persons. In addition, transferring money from different accounts is simple which is essential as a student. Another bonus is that monzo offer rewards such as money for referring friends and prize draws, encouraging you to save and share the ease of monzo with friends and family. Reviewed on: 8th April 2025

I’ll never look back!

5
Now that I’m with Monzo I’ll never look back. Everything is so easy to get to grips with. The app is simple, quick and efficient to use. It allows you to do smarter banking, organising and savings. I love their savings challenge, other initiatives and loans are fairly priced. They offer lots of help and support, and their social media team is second to none. This is a company who gets it right and keeps getting it right, is more for the people rather than for the corporate. Reviewed on: 8th April 2025

Easy to use app, great customer service.

5
Easy to use app, great customer service. Love that you can use the card abroad Reviewed on: 8th April 2025

I love it - I even upgraded my current account to ge...

5
I love it - I even upgraded my current account to get the most out of it. I love the perks you get with it Reviewed on: 8th April 2025

I love the Monzo app

5
I love the Monzo app and all its features . Very easy to use. Reviewed on: 8th April 2025

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