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Monzo: Current Account reviews

4.92
Based on 17,140 reviews, last reviewed 18th Apr 2025
36650% increase in 5 star reviews
in the past 90 days
250% increase in 1 star reviews
in the past 90 days
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3%
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1%

Latest highest rating:

5

Brilliant, monzo is so easy to use. Brilliant, monzo is so easy to use. Considering so many branches are closing for other banks I enjoy the ease of being able to do all my banking needs... Read more Reviewed on: 18th April 2025
Lizzie's avatar
Lizzie

Latest lowest rating:

2

Tried monzo cuz everyone was talking about it but my... Tried monzo cuz everyone was talking about it but my onboarding got stuck and then app crashed on completion Reviewed on: 18th April 2025
Keneth k's avatar
Keneth k

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (17141)

Review of the Monzo, Current Account:

Modern, easy to use bank account

5
I’ve been using Monzo for a number of years now, and it has completely changed the way I manage my finances. The app is incredibly user-friendly, making it easy to track spending, set budgets, and save money effortlessly. Instant notifications for transactions give me peace of mind, and the ability to create savings pots helps me stay organized. There is also lots of helpful information on savings & investments available & I love the 1p saving challenge & round up features. One of my favorite features is the fee-free spending abroad—no hidden charges, just real exchange rates, which is perfect for me as I travel a lot. Customer service is also top-notch, with fast and helpful responses whenever I’ve needed assistance. Overall, Monzo makes banking simple, transparent, and hassle-free. Highly recommend it to anyone looking for a modern, easy-to-use bank account! Reviewed on: 28th March 2025

So straight forward to use and seamless transactions.

5
So straight forward to use and seamless transactions. Quick to rectify fraudulent activity! Love it! Reviewed on: 17th April 2025

Monzo world

5
I have started using my Monzo current account for all my shopping online and in store. It's so easy to top up my account as it let's me link it with another bank account to make transfers quicker, and it even gives me the chance to get cashback from many places including supermarkets. It also let's me link my mortgage to my monzo account. There are so many possibilities with Monzo that are so useful. Reviewed on: 17th April 2025

Simple banking

5
Been a customer for ages now. Makes life easier. Reviewed on: 16th April 2025

If you're not using Monzo, I'm really not sure why

5
The most ideal way to spend abroad, easy to move money in/out of savings accounts. Great joint account without having to jump through hoops. Easy to split bills and request money from people who owe you. Cashback options and the slickest app to manage it all! Reviewed on: 16th April 2025

Monzo gave me the level of confidence about managing...

5
Monzo gave me the level of confidence about managing my finances I never thought I could have. I’m busy, chaotic, and take no pleasure in learning about managing money or budgeting. I no longer have to force myself, Monzo takes care of it for me with such simplicity and transparency I wish was within my reach years earlier. Reviewed on: 16th April 2025

Love the ease and the saver pots!

5
Love the ease and the saver pots! Reviewed on: 16th April 2025

i use monzo current account for one year.

5
i use monzo current account for one year. it is a great experience for me using monzo, features, benefits all impressive. Reviewed on: 16th April 2025

Customer service downhill badly.

3
Customer service downhill badly. Used to be world class but focus too much on repetitive responses, difficult to chat to a human, the chat bot is absolutely terrible. Just let me talk to someone like I used to be able to. Clearly has not coped well with the popularity and growth. Reviewed on: 16th April 2025

Much needed energy to our dreary banking

5
They bring a wonderful new energy to the banking world and I can find my card easily as it's BRIGHT ORANGE! Reviewed on: 16th April 2025

Easy to use and bank with.

5
Easy to use and bank with and easy to do transactions Reviewed on: 16th April 2025

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