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Monzo: Current Account reviews

4.92
Based on 15,579 reviews, last reviewed 9th Mar 2025
10043% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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1%

Latest highest rating:

5

Excellent Online Banking Only switched banks a couple of weeks ago now but already loving it and makes a difference when you can see things broken down in categories Reviewed on: 9th March 2025
Emma S's avatar
Emma S

Latest lowest rating:

2

Online assistance is not very good. Online assistance is not very good. Faced multiple problems with their chat Reviewed on: 9th March 2025
Luke's avatar
Luke

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (15579)

Review of the Monzo, Current Account:

Best

5
Best and very sensational I’m very happy!!! Monzo the best bank in uk! Reviewed on: 23rd February 2022

I wanted an accoint which I could use abroad without...

5
I wanted an accoint which I could use abroad without extortionate fees. One of my friends recommended Monzo. It was easy set up and also asy to use the app.. When using abroad you know exactly what you are paying either on lifting money from a cash line or paying for items in a restaurant or shop. When my card was lost. It was easy o go onto he app and freeze the card. Report my other card as lost and order a replacement card. I am now in the process of cancelling my bank account which I have had with another company since I was 20 to transfer all my dd etc over to my Monzo account. I love the fa t on the app you can put money into different pots if for instance you are saving for. A holiday or a car. And it is separate from the normal account. But you can access it when you require it. Without any hassle Reviewed on: 6th March 2025

Very helpful and gave me a chance with my limited cr...

5
Very helpful and gave me a chance with my limited credit profile that other banks wouldn't Reviewed on: 6th March 2025

Monzo is easy to communicate with problems may arise.

5
Monzo is easy to communicate with problems may arise. You can get answer yo your quetio Reviewed on: 6th March 2025

Super online banking platform, great for savings and...

5
Super online banking platform, great for savings and investments and easy to use app Reviewed on: 5th March 2025

Absolutely love Monzo

5
Absolutely love Monzo especially whilst abroad have recommended to all my family and friends who have opened an account Reviewed on: 5th March 2025

Very good online bank

5
Perfect service, safe and reliable Reviewed on: 5th March 2025

It's good on the whole

4
When Monzo works, it's fantastic, but when it doesn't, it can be quite frustrating. I've encountered issues with Monzo flagging my payments as fraud, even after completing all the necessary security checks. On the bright side, Monzo to Monzo bank transfers are seamless, and the app itself is user-friendly and efficient. Reviewed on: 5th March 2025

Monzo is one of the easiest banking apps and what is...

5
Monzo is one of the easiest banking apps and what is amazing the app and ease doesn't make it feel like banking. I love the design and features. I just set up a joint account with my partner and it was done within 2 minutes. The ease of use and taking the pain away from the customer. We can see Monzo is a modern customer centric app! Always will recommend. Reviewed on: 5th March 2025

Brilliant

5
It’s been a simple banking that I would recommend to everyone for basic money-keeping. Ive yet to fully use Monzo but that wouldn't be a challenge due to its simple app style Reviewed on: 5th March 2025

Monzo was recommended to me by a friend and I have l...

5
Monzo was recommended to me by a friend and I have loved my experience with the bank ever since. It's a very simple app to use to do all my banking in one place. I've been using it for years and I love all the features especially Pots, splitting bills with friends and investing my spare change! I haven't found a bank that compares to Monzo to be honest. Reviewed on: 5th March 2025