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Monzo: Current Account reviews

4.92
Based on 15,385 reviews, last reviewed 25th Feb 2025
5170% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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96%
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3%
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1%

Latest highest rating:

5

Five Stars I struggle with ADHD & go on crazy spending. sprees, Monzo's features allow me to manage my money much better than any other bank. payments directly f... Read more Reviewed on: 25th February 2025
Louis's avatar
Louis

Latest lowest rating:

1

No Longer Trustworthy or Reliable I switched to Monzo for full banking, drawn in by the promises of a modern, trustworthy service. In the past, I believed they were a forward-thinking ... Read more Reviewed on: 17th February 2025
Matthew C's avatar
Matthew C

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (15385)

Review of the Monzo, Current Account:

Budget friendly banking

5
I love that compared to my other banking apps, monzo notifies me every time I make a transaction so I can really clearly see what I’m spending. The budget section is super useful to see where I’m committed and where I need to cut corners. I do pay for monzo plus which I feel is fair, as I get a better savings rate from their pots. I also really like that it rounds up small change for me into a savings pot. Reviewed on: 26th February 2024

I am speechless.

5
I am speechless. Monzo bank is absolutely spot on with their services; from customer service to delivery of products to the online app. I can’t seem to fault them for anything. Easy to use and understand app. Reviewed on: 9th February 2025

Excellent customer service, proactive in fixing issu...

5
Excellent customer service, proactive in fixing issues and reliable app Reviewed on: 9th February 2025

Best bank I’ve ever been with.

5
Best bank I’ve ever been with. Forward thinking and great features. Reviewed on: 9th February 2025

Fantastic bank.

5
Fantastic bank. I’ve really found this to be the smartest bank I’ve ever used, having banked with high street banks before, this is by far the best. The predicted spending feature is amazing, helping me keep on top of all of my outgoings. That, combined with the ability to see where you have spent all month, really helps me to budget and cut back where I can. I’ve saved more money than ever before with Monzo, and I love the addition of being able to create savings pots (especially the ones you can lock so you can’t just dip into them). I move all my money to Monzo now and have used this as my sole bank account for the last year now, and it’s been the best decision I made with my banking. Also love the cashback incentives, they’re actually relevant and useful! Reviewed on: 9th February 2025

Very pleased with Monzo.

5
Very pleased with Monzo. Notifications and pots are a highlight. Reviewed on: 9th February 2025

Cashback

5
Cashback features are amazing for everyone, helps to save money a bit by a bit. Reviewed on: 9th February 2025

.excellent service service with a smile

5
They are so helpful and genuine card providers .. I would highly recommend . Reviewed on: 9th February 2025

Most user friendly bank ever.

5
Most user friendly bank ever. It was easy to open and the best part is the money pots I am able to save money for targeted purposes. Reviewed on: 9th February 2025

Everything that you need

5
A great app that is easy to navigate. They offer the best cashback offers too. Reviewed on: 9th February 2025

Monzo is the best bank I've used.

5
Monzo is the best bank I've used. Their digital platform is simple to use - the customer experience is very smooth. Reviewed on: 9th February 2025

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